FINAL REMINDER The credit card to consider getting right now - August 2022

 

We continue our monthly feature where we recommend a card to consider applying for right away during the course of the current month.  How do we pick which card should be highlighted? We'll look at numerous factors however in most cases it will primarily be due to the limited time offer on the highlighted card ending this month or shortly thereafter.  In some cases, it may be different factors or a combination of factors. This month it's the former however, where it is simply an offer that is set to end shortly after the end of this month. 

Top Cash Back Credit Card Sign Up offers for August - These cards provide the best value out of their welcome bonuses

 

Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of August 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. 

The TD Cash Back Visa Infinite* Card welcome bonus offer provides up to $290 cash back

The TD Cash Back Visa Infinite* Card currently has one of the best cash back welcome bonus offers in the Canadian market. This true cash back card provides up to $290 cash back in the first three months and new cardholders don't have to pay an annual fee in the first year so they can give the card a try without any additional expense. 

TD Advisory Panel updated to show rewards points earned and 15,000 bonus Be Well Points

 

Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the HSBC High Rate Savings Account with which you can enjoy a total annual interest rate of up to 2.65% on new deposits± Click here to learn more about this offer

 

A few months ago we let you know about the TD Advisory Panel - an online community for TD customers where you can be rewarded for completing surveys and providing feedback to TD. They have now updated the portal to show the rewards you have earned to date and once you reach the 500 point mark you can redeem for a $5 gift card. All members will still be entered to win one of three $150 gift cards each month for participating.  Update: They are no longer accepting new applications for the panel

March 9 Bonus Offer Highlight: What you actually have to spend to get some of the best credit card welcome bonus offers & TD extends their refer a friend promotion

Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! 

We completed an update to another one of our popular features on the Rewards Canada website. That feature is What you actually have to spend to get some of the best credit card welcome bonus offers. This piece looks at exactly that - how much you have to spend to get a bonus. With so many bonuses out in the market and many of them requiring Spend X to get Y the chart here will show which cards will take $0 in spending to get a bonus all the way up to those that require $40,000 to get the advertised welcome bonus. Click here to check out the updated feature.

Starbucks and TD expand relationship to reward virtually all TD credit and debit cardholders

In late 2020 when the new Aeroplan program was revealed there was one piece of the news that didn't garner too much of the attention. This wasn't surprising given the sheer breadth of everything that came out from Air Canada and its partners in regards to the new Aeroplan program. That piece of the news was a limited time bonus that only the TD Aeroplan co-brand credit cards had with Starbucks. All of those cards would receive 50% bonus Aeroplan points on Starbucks purchases for a whole year and then that promotion kept being extended until February 14, 2022. And now we know why that was the end date - that's due to this becoming a permanent benefit not only on the Aeroplan cards but virtually all TD debit and credit cards as of today!

February 18 Update: TD cards receive 6 months of Instacart Express for free + a $15 credit & fly Aer Lingus between Toronto and Dublin for as little as $459 r/t

Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! 

 
TD has teamed up once again with Instacart to offer a special on Instacart Express memberships. If you have a TD Access Card with Visa Debit or a TD Travel Rewards Credit Card (not Aeroplan) you may be eligible to get 6 months of Instacart Express for 6 months. TD cardholders will also get $15 off their next Instacart order. This offer is available until August 22, 2022. Click here to learn more.

TD further increases the welcome bonus on the TD Cash Back Visa Infinite* Card, now earn up to $290 cash back

Back in December TD came out with new and extended welcome offers on their credit cards including one of the best ever for their TD Cash Back Visa Infinite* Card. That offer when launched offered up to $210 in cash back for any one who applied for the card by May 29, 2022. And even though that bonus offer was better than most in the market by $10 the prevalence of those competitors offering a published 10% on $2,000 has overshadowed this bonus. When you have 10% on $2,000 (or $2,500 on one card) versus 6% on $2,000 plus 6% on the next $1,500 some consumers don't see that second part so they are only comparing 10% and 6% on $2,000 spend and thus those 10% offers are winning out. So what does TD do? Well as of today they are now also offering 10% back on the first $2,000 of spending BUT they are also keeping the 6% on the next $1,500 in select categories. If you can max that out in the first three months as required then you will earn $290 in cash back. That's $40 to $90 more than most of the competition. 

TD Refer a Friend limited time offer: earn up to $300 in e-gift cards for credit card referrals

 
We've now seen several banks offer incentives for referring friends and family to their card products, with American Express being the most notable and now TD is in the referral game. Launching today, TD has a limited time offer whereby if you have a TD card you can refer friends and family to get a TD credit card and you'll receive a $100 e-gift card for each successful application up to three times.

Earn up to 65,000 Bonus Aeroplan Points and a buddy pass with the TD® Aeroplan® Visa Infinite Privilege* Card

 
Earlier today we brought you details of the offer for the TD Aeroplan Visa Infinite Card that was extended and the same goes for the ultra premium TD® Aeroplan® Visa Infinite Privilege* Card Its record high bonus offer is also available now until March 6, 2022. With this card you can earn up to 65,000 bonus Aeroplan points and receive a bonus buddy pass. This offer is not available for residents of Quebec. For Quebec residents, please click here .

TD® Aeroplan® Visa Infinite* Card welcome offer extended: 25,000 Bonus Aeroplan Points, buddy pass and no annual fee in the 1st year!

TD has decided to extend the very valuable welcome bonus for their TD® Aeroplan® Visa Infinite* Card! When you apply for and are approved for the card anytime between now and March 6, 2022  you can receive up to 25,000 Aeroplan points, a bonus buddy pass and the first year annual fee rebated! This offer is not available for residents of Quebec. For Quebec residents, please click here.

The TD Cash Back Visa Infinite* Card new welcome bonus offers up to $210 cash back

 
All of TD's credit cards had their new welcome offers revealed today, some like the Aeroplan co-brand credit cards had their previous offers extended, others like the TD First Class Travel Visa Infinite had the welcome offer lowered but one has a better offer now and that's the TD Cash Back Visa Infinite* Card.

September 23 Update: Get three free months of Instacart Express with select TD cards & Air Canada Aeroplan Birthday Bonus

Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more.

TD and Instacart have extended their offer for three free months of Instacart Express. Those who have TD Access Card with Visa Debit or a TD Travel Rewards Credit Card are eligible for the offer. Also those who have TD Travel Rewards Credit Card will earn 2x points on all Instacard orders. This offer now ends on October 22, 21. Learn more here.

The Ultimate Guide to Credit Card & Loyalty Programs for the All Inclusive Vacationer

This feature was originally published on the Rewards Canada website in October of 2019 and has been updated for 2021! With travel starting to open up more for Canadians many people will be looking to get away this winter to some sunny destinations and the good news is you can use your credit card points and loyalty programs for All Inclusive Vacations!

As Canadians we know what it’s like to live with long, drawn out winters. We dread the short daylight hours and the biting wind. So how do we as a nation battle the season we look forward to before Christmas but are sick of by the first week of January? We travel. We travel to warmer sun drenched locales and for many of us that means an all inclusive vacation. Canadian winters and all inclusive vacations go hand in hand.

It's time for TD to update their TD First Class Travel Visa Infinite Card

 
Over the course of this year we have had several articles covering credit cards in Canada that we feel are due for an overhaul. It all started out with our first post way back in January - initially we wanted to cover all five cards in that post however we wrote so much about the RBC Avion Visa Infinite Card we decided to split up the articles and now three quarters of the year later we finish off the series for this year. The fifth and final card we are going to look that we feel is in need of a revamp/update/overhaul is the TD® First Class Travel® Visa Infinite* Card.

[OFFER EXPIRED] New best ever welcome offer for the TD First Class Visa Infinite Card - Up to 100,000 welcome points + first year free

THIS OFFER HAS EXPIRED AND IS NO LONGER AVAILABLE. IT HAS BEEN LEFT HERE FOR REFERENCE PURPOSES. PLEASE THE CARD MATRIX AT THE BOTTOM OF THE POST FOR THE LATEST OFFER.

The third and final card from TD to receive a best ever welcome bonus offer is their proprietary rewards card the TD® First Class Travel® Visa Infinite* Card. As of today we see its bonus jump from 60,000 to 100,000 points! This is 10,000 more than the previous 90K high seen on the card in 2019 and 2020. Technically speaking this offer is actually 20K higher since those 90K offers required adding a supplementary card to earn 10,000 points. That's not the case here. This time the bonus is awarded strictly on the first purchase as 20,000 points and 80,000 more points when you spend $1,000 in first three months. On top of this there is an annual fee rebate for the primary and additional cardholders for the first year. This offer runs until December 5, 2021.

Top 5 Small Business Credit Card Sign Up offers for July - These cards provide the best value out of their welcome bonuses

Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see four first year free cards on the list! And remember this list is based on minimum value towards travel which we calculate as the minimum value of the welcome bonus less the annual fee. It is entirely possible to receive more value out of the welcome bonuses on some the cards below namely those like Aeroplan and Marriott. 

Top 5 Credit Card Sign Up offers for July - These cards provide the most value out of their welcome bonuses

Here are the Rewards Canada Top 5 Travel Credit Card Sign Up offers for the month of July 2021! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see three first year free cards on the list

Top 5 Small Business Credit Card Sign Up offers for May - These cards provide the best value out of their welcome bonuses

Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see four first year free cards on the list! And remember this list is based on minimum value towards travel which we calculate as the minimum value of the welcome bonus less the annual fee. It is entirely possible to receive more value out of the welcome bonuses on some the cards below namely those like Aeroplan and Marriott. 

Earn 10,000 Aeroplan Points when you open select TD chequing accounts in combination with a TD Aeroplan credit card

 

I believe I may have made a quick a mention of this offer a few months ago in one of our daily update blog posts but didn't go into detail on it and wanted to remind our readers of this offer since it ends this month. That offer is for 10,000 Aeroplan Points when you open select chequing accounts with TD in combination with their TD Aeroplan Platinum or higher credit cards.