Top Cash Back Credit Card Sign Up offers for September - These cards provide the most cash back out of their welcome bonuses

Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of September 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. 

Receive up to $320 in value with this CIBC Dividend Platinum Visa Card JOURNIE Rewards offer

Over the past few years we've seen partnerships emerge between banks and popular Canadian  retailers or loyalty programs  One such partnership is from CIBC and JOURNIE Rewards. CIBC has teamed up with this popular gas loyalty program to offer extra benefits to those who connect their CIBC debit card and eligible CIBC credit card with the JOURNIE Rewards loyalty program to save up to 10 cents per litre at participating stations. 

We review the CIBC Dividend Visa Infinite Card, earn bonus points with Air Canada Student Flight Passes & a 250 points rebate when you redeem at Cineplex

Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more.

 

The CIBC Dividend® Visa Infinite* Card is the next card to receive the Rewards Canada review treatment. Thanks to a revamp several years ago the card came back to the forefront of the cash back market and in fact here at Rewards Canada we ranked it as the number one cash back card for a short while after those changes. At this time we still rank it as the best "true" cash back credit card in the market as this card takes second place only to the American Express Cobalt Card - which isn't a "true" cash back card but does provide the best cash back redemption value in the Canadian market. Click here to read the entire review

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Air Canada is offering extra Aeroplan points for purchasing their Student Flight passes. You can earn an extra 2 points per dollar spent on passes for Economy standard fares while Economy flex will earn 4 points per dollar. Passes must be purchased by Sep 2, 22. Click here for more details on this offer.

Image via Air Canada

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Cineplex and Scene+ are offering a points rebate when you redeem points for purchases at Cineplex. You'll receive 250 points when you 1,000 points or more.

Scene+ members who redeem 1,000 or more Scene+ points in a single transaction when making a purchase at a Cineplex location, on Cineplex.com or through the Cineplex mobile app will receive 250 bonus points. Bonus points will be awarded up to 3 weeks after the campaign period ends. Maximum of 250 bonus Scene+ points will be awarded per member. Cannot be combined with any other offer. Offer is subject to change or may be cancelled without notice, and is not valid if the transaction, in whole or in part, is refunded. Additional conditions may apply.

Image via Cineplex

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Posts since our last update:

• Earn double points on all stays of 2+ nights at Hyatt Hotels worldwide + 2x elite nights at Inclusive Collection Resorts
  
• IGA stores in Quebec to start accepting American Express cards and confirmation of Air Canada as part of the International Airline Program

Deals:

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Canadian Bonus Offers

Air Canada Aeroplan
- Earn up to 4 Aeroplan points per dollar spent when you purchase a Student Flight Pass. Purchase by Sep 2, 22. More...

Other Bonus Offers

AeroMexico Club Premier
- 3,000 Bonus Club Premier points when you rent a car with Hertz at participating locations Worldwide after flying with AeroMexico. Book by Aug 31 for rentals until Dec 15, 22 More...

ANA Mileage Club
- Earn Double Premium Points on all ANA International and ANA/ANA Group Japan domestic flights. Plus earn 500 additional Premium Points when you fly on select ANA routes in Japan. Valid for flights until Dec 31, 22. More...

Ethiopian Sheba Miles
- Earn up to 2,000 ShebaMiles when you rent a car with Sixt Worldwide. Earn 1,000 miles on rentals of 2-3 days or 2,000 miles for 4+ days. Valid for rentals until Sep 14, 22 More...

JAL Mileage Bank
- Earn 50% Bonus Mileage Bank Miles when you fly on Malaysia Airlines between Kuala Lumpur and Tokyo-Haneda. Valid for travel until Oct 27, 22. More...

Marriott Bonvoy
- New York City  1,000 bonus Bonvoy Points PER NIGHT at the Moxy NYC Chelsea. Valid for stays until Oct 19, 22 More...
- New York City  OFFER EXTENDED 1,000 bonus Bonvoy Points PER NIGHT at the Moxy NYC East Village. Valid for stays until Oct 19, 22 More...

Qatar Airways Privilege Club
- Earn Double Avios when you fly on any eligible flights on Iberia or Qatar Airways marketed flights flown by Iberia that are credited to your Privilege Club account. Valid for travel until Nov 30, 22. More...

Singapore Airlines KrisFlyer
- Receive 30% off KrisFlyer saver award tickets to select Singapore Airlines destinations Worldwide. Book by Aug 31 for travel Sep 1 – Sep 30, 22 More...

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The no fee SimplyCash Card from American Express will see increased earn rates of 2% cash back on gas and groceries

Not only is the  SimplyCash™ Preferred Card from American Express seeing changes but its no annual fee sibling the SimplyCash™ Card from American Express is also being changed for the better The card retains its base earn rate with no annual fee but will now see accelerated earn rates for gas and groceries as well.

SimplyCash™ Preferred Card from American Express moves to a monthly fee model and sees increased earn of 4% cash back on gas and groceries

One of Canada's top 5 cash back credit cards is going to see a fee increase this fall. News came out over the past few days that the SimplyCash™ Preferred Card from American Express will move from an annual fee to a monthly fee like the American Express Cobalt® Card as of October 12. This move to a monthly fee also marks an increase in the overall cost of the card over a 12 month period but they are adding in increased category earn rates with this change!

Top Cash Back Credit Card Sign Up offers for August - These cards provide the best value out of their welcome bonuses

 

Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of August 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. 

Top Cash Back Credit Card Sign Up offers for July - These cards provide the best value out of their welcome bonuses

 
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of July 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. 

The TD Cash Back Visa Infinite* Card welcome bonus offer provides up to $290 cash back

The TD Cash Back Visa Infinite* Card currently has one of the best cash back welcome bonus offers in the Canadian market. This true cash back card provides up to $290 cash back in the first three months and new cardholders don't have to pay an annual fee in the first year so they can give the card a try without any additional expense. 

Top Cash Back Credit Card Sign Up offers for June - These cards provide the best value out of their welcome bonuses

 
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of June 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. 

Top Cash Back Credit Card Sign Up offers for May - These cards provide the best value out of their welcome bonuses

 
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of May 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.

The new CIBC Costco Mastercard is now available. Learn all about it here including the new Executive Member offer!

The anticipation is over as the new CIBC Costco®† Mastercard® is now available for new applications. After months of speculation as to which bank would takeover the warehouse giant's credit card portfolio from Capital One, This new partnership between CIBC and Costco Canada was first announced in September 2021. Then in November 2021 the details of the new card were released with existing Capital One cardholders transferring over to CIBC on March 4 and now the card is here for anyone else who is interested in it!

CIBC Dividend® Visa Infinite* Card - 10% cash back on all purchases up to $2,500 and a first year annual fee rebate

 
The highest welcome bonus for non-American Express Cash Back cards in our market has typically been 10% cash back on up to $2,000 of spending ($200 cash back). That changed when CIBC bumped up the spend limit for their offer to $2,500 over the first four statement periods. This means that 10% welcome bonus can earn you up to $250 cash back!

Top Cash Back Credit Card Sign Up offers for April - These cards provide the best value out of their welcome bonuses

 
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of April 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.

Top Cash Back Credit Card Sign Up offers for March - These cards provide the best value out of their welcome bonuses

 Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of March 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.

Introducing the new HSBC Cash Rewards Mastercard®: No annual fee, up to a $100 welcome bonus & 1.5% back for online purchases

 

HSBC continues to expand their presence in the Canadian market as they have now added a cash back card to their portfolio of credit cards. That new card is the HSBC Cash Rewards Mastercard® and it becomes the fourth card from this issuer that is available to the general public. It also marks their first foray directly into the cash back market. This entry level card carries no annual fee much like the recently released HSBC Travel Rewards Mastercard® and has an introductory offer of 5% cash back on up to $2,000 in purchases in the first 6 months of having the card.

Top 5 Cash Back Credit Card Sign Up offers for February - These cards provide the best value out of their welcome bonuses

 
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of February 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.

TD further increases the welcome bonus on the TD Cash Back Visa Infinite* Card, now earn up to $290 cash back

Back in December TD came out with new and extended welcome offers on their credit cards including one of the best ever for their TD Cash Back Visa Infinite* Card. That offer when launched offered up to $210 in cash back for any one who applied for the card by May 29, 2022. And even though that bonus offer was better than most in the market by $10 the prevalence of those competitors offering a published 10% on $2,000 has overshadowed this bonus. When you have 10% on $2,000 (or $2,500 on one card) versus 6% on $2,000 plus 6% on the next $1,500 some consumers don't see that second part so they are only comparing 10% and 6% on $2,000 spend and thus those 10% offers are winning out. So what does TD do? Well as of today they are now also offering 10% back on the first $2,000 of spending BUT they are also keeping the 6% on the next $1,500 in select categories. If you can max that out in the first three months as required then you will earn $290 in cash back. That's $40 to $90 more than most of the competition. 

CIBC AC Conversion Visa - Load up to 10 currencies and earn 1% cash back until April 30

The limited time 1% cash back earning on CIBC's AC Conversion Visa has been extended to the end of April 2022.  This card is a prepaid Visa credit card option offered by CIBC and Air Canada that has been around now for quite a few years and is somewhat unique in that you can load multiple currencies onto to card at once to use when traveling to various parts of the world. 

CIBC Dividend® Visa Infinite* Card - 10% cash back on all purchases up to $2,500 and a first year annual fee rebate

 
The highest welcome bonus for non-American Express Cash Back cards in our market has typically been 10% cash back on up to $2,000 of spending ($200 cash back). That changed when CIBC bumped up the spend limit for their offer to $2,500 over the first four statement periods. This means that 10% welcome bonus can earn you up to $250 cash back!

Podcast Episode 87: Canada's Top Travel Rewards & Cash Back Credit Cards 2022

It's that time of year again! Time for our annual travel rewards and cash back credit card rankings. In this the 14th edition of the travel rewards rankings and 6th edition of cash back rankings we take a look at the best cards to rack up points, miles, and cash back, receiving benefits and more. On the travel side we provide details on the top overall cards, the best travel points cards, no fee cards, hybrid cards, airline cards and once again Ultra Premium credit cards. For cash back we look at the top 5 cards overall. Listen in to find to find out all the details behind Canada's most trusted rankings! Check out the Top Travel Cards here and the Top Cash Back Cards here