Wednesday, June 3, 2020

Fairmont Le Chateau Frontenac and Fairmont Winnipeg now part of Stay Close Buy 1 night get 1 free offer!


Fairmont Hotels keeps adding more hotels to their amazing Stay Close offer that provides every 2nd night or 2nd room free for stays at select hotels in Canada and the United States. Here is our previous coverage of the offers:

And as of today two more Canadian hotels have been added into the mix as well as the Fairmont El San Juan in Puerto Rico and Swissotel Chicago:

The Fairmont Le Chateau Frontenac in Quebec City and the Fairmont Winnipeg are now part of the Stay Close offer. These Le Chateau Frontenac needs to be booked by June 30 and Winnipeg by July 1. The offer is good for stays until the end of December for all of the locations.

Here's a quick look at the rates for the Fairmont Le Chateau Frontenac (July 10-12):

And Fairmont Winnipeg (July 10-12):

Just like all the other hotels this deal is exactly 50% off the daily rate and is also significantly cheaper than CAA/AAA rates. The rates must be prepaid in advance however they are fully refundable as long as you cancel in advance. The Fairmont Winnipeg is showing a cancellation policy of only 24 hours before so there is lots of flexibility compared to the 7 day cancellation policy at the Canadian mountain resorts! I could not get the rate rules to load properly for Frontenac so to be safe assume a 7 day cancellation for it.

These are the black out dates for each property in regards to this offer:
Chateau Frontenac Not specified
Winnipeg: September 16-18; October 1-2, 5, 6, 14, 19-21, 22-23, 27-29; November 3-6, 18-19, 24-25, December 31st 2020

Remember that Fairmont Hotels is now part of the ALL Accor Live Limitless program so stays at Fairmont Hotels will rack up points in that program.

For more details or to book this offer you can do so via these links:

Here are the terms & conditions of the offer:
Buy one night and receive a complimentary second night during the same stay. A 1 night prepaid fully-refundable deposit is required. This promotion is subject to availability and may not be combined with any other offers, promotions or packages. For stays through December 31, 2020. Blackout dates may apply.

*You may also use your complimentary night as a second room on the same night. Should you wish to do so, please book a two night stay and then you must call the hotel directly to amend the reservation. The reservation will be amended to have two rooms in the same room category for the price of one for one night.

ALL Rewards points may not be redeemed to cover the cost of any charges associated with stays booked on the “Stay Close” offer either at time of booking or during the stay. This includes, but is not limited to charges for room rate/restaurant/in-room dining/spa/golf. Members who book through the “Stay Close” offer will receive the on-property benefits associated with their tier level at time of stay. Members will earn points at standard earn rates for room charges and all eligible spend that is charged to their room during the stay.
Images via Fairmont Hotels
Posted by at No comments:
Labels: , ,

Aeroplan officially adds Etihad Airways as an airline partner


You may recall that back in April of 2019 news came out that Etihad Airways would become a partner of Aeroplan as of May 1, 2019. Well that was news that was accidentally released as the partnership was not set to launch at that time. Well we can pass along the news that it is finally official as Etihad is now an airline partner of Aeroplan. This brings the total number of airlines that you can earn and redeem Aeroplan miles on to 35.

Here are some key points provided by Aeroplan on the new partnership with Etihad
* Etihad flights will be subject to the Fixed Mileage Flight Reward chart, available here
* Members will be able to book Etihad flights online at aeroplan.com, as well as via their Contact Centre.
* Etihad flights can be combined with flights operated by Air Canada and other international partners.
* Fuel surcharges will not apply on Etihad operated flights.

When you fly Etihad Airways on eligible paid tickets you will earn Aeroplan miles as follows:
It's great to see this partnership come to fruition as Etihad connects Toronto to hundreds of global destinations via Abu Dhabi and gives Aeroplan members that many more choices to redeem their miles on for award flights. Note point four above that fuel surcharges do not apply to Etihad flights! The partnership however does not provide recognition of elite status benefits nor do Etihad flights count towards Air Canada Altitude elite status.

Aeroplan also let us know that more partners are going to be added in the coming weeks in preparation of the launch of the new Aeroplan program.

Learn more about the Etihad Aeroplan partnership here.

Title image via Etihad
Posted by at No comments:
Labels: , , ,

Tuesday, June 2, 2020

June 2 Update: TAP Air Portugal ready to go with flight specials out of Toronto and British Airways Executive Club changes terms so you can't sue them



TAP Air Portugal is starting to promote the return of their flights out of Toronto for travel in July and beyond. It does appear for the most part that Portugal will begin opening up on July 1 to international travel (their beaches are set to open June 6!) but there will be some restrictions in place (see below for the current requirements of the Azores as an example but this could change). I would recommend reading this page on Visit Portugal to learn more about their opening plans and what it will entail as a Canadian travelling to Portugal. The airline will operate 1 flight per week between Toronto and Lisbon and 2 flights per week between Toronto and Ponta Delgada for the month of July. Flights start at C$309 one way or 29,000 Miles&Go Miles. Of course it is entirely possible that you will have to self-isolate upon return dependent on what transpires with Canadian regulations over the next few weeks and months. And of course due to current lack of travel there is Aeroplan availability on a lot of these flights in both economy and business class. You can learn more and book TAP Air Portugal flights here




Passengers flying to the Azores archipelago will be subject to one of the following options:
1. Submit proof of testing to COVID-19 up to 72 hours prior to flight departure;
2. Perform test on arrival and stay in prophylactic isolation until the result is obtained;
3. Perform voluntary quarantine for a period of 14 days in a hotel indicated for the purpose;
4. Return to the destination of origin or travel to any destination outside the Region, fulfilling, until the time of the flight, prophylactic isolation in a hotel indicated for this purpose.
More information at https://covid19.azores.gov.pt    



You may have received an email from British Airways Executive Club outlining changes to the program. Specifically they have added in a term that will not allow you to take British Airways to court over issues arising from the loyalty program or to participate in a class action lawsuit against them. Rather they will use arbitration to resolve each issue individually. As this is a change in the loyalty program and not the flights I assume you can't sue them when your Avios expire, you can't challenge earning or redemption changes etc. However probably the biggest that will arise will be on award tickets and if things go awry with them. Gary at View from the Wing raises the question of the legality of this move and if he is right it is entirely possible BAEC will have to change their terms and conditions again. (Thanks to Rewards Canada reader Andrew S. for reminding me to write about this!)


Airline Schedule Updates
This will now be a standard feature for the foreseeable future in our daily update posts as we summarize Canadian operations based on data from RoutesOnline and other sources. Remember that many of these route plans are subject to change and right now they are changing frequently!

Cathay Pacific s is planning to restore daily service between Vancouver and Hong Kong in July - up from the 2 to 5 flights per week seen this month. Their Toronto-Hong Kong route will resume with three flights per week in July. (Source RoutesOnline)

Korean Air will be continuing with 3 flights per week out of Toronto and 4 per week out of Vancouver for the month of July while bumping the latter up to 5 flights per week in August. (Source RoutesOnline)


Remember to visit and bookmark our COVID-19 resource page where we are keeping you up to date with all the latest airline, hotel, lounges and loyalty program news, policies, closures and more.

Posts since our last update:

Deals:

Fairmont's Stay Close - 6 Canadian and 3 U.S hotels offering every 2nd night or 2nd room free for the rest of 2020!

Travelzoo and Whistler's Summit Lodge Boutique Hotel are selling discounted vouchers for future stays that are 100% fully refundable. You can buy vouchers that provide up to a 40% savings and includes breakfast & parking. Stay in a Deluxe King Studio, with a king bed, balcony, fully equipped kitchenette and dining table for two $139 (one night, check in June 1 - July 2; Aug. 30 - Sept. 30) Stay in a spacious Executive Studio, with a king bed, balcony, fully equipped kitchenette and dining table for four $149 (one night, check in July 3-31) $299 two nights, (check in Aug. 1-28) Find out more here.

SkipTheDishes - Sign up with this link to get $5 off your first order over $15. Find out more here

WealthSimple Trade:  Receive $5 when you deposit and trade at least $100 worth of stock with WealthSimple Trade. Find out more here (We will also receive $5 when you receive $5)

Rewards Canada receives a small commission when you use any of the above offers. You don't have to chose to use our links but we thank you in advance if you do.


Canadian Bonus Offers

N/A

Other Bonus Offers

Cathay Pacific Asia Miles
- 1,000 Bonus Asia Miles with a purchase of USD300 or more at any online retailer shopped via the Asia Miles iShop online shopping portal. More... Until Jun 17, 20

Delta SkyMiles
- Double SkyMiles for stays at all participating World Hotels Worldwide. More... Until Mar 31, 21
- Triple SkyMiles for stays at all participating World Hotels Worldwide. More... Until Mar 31, 21

Emirates Skywards
- Receive up to a 30% discount when you or gift buy Skywards Miles. More... Until Jun 22, 20

JAL Mileage Bank
- Earn up to 5x Mileage Bank Miles for stays at Tokyu Hotels in Japan. More... Until Sep 30, 20

Radisson Rewards
- 100% Bonus Radisson Rewards Points when you buy points. More... Until Jun 30, 20

TAP Air Portugal Miles&Go
- Earn up to 4x Miles&Go miles when you buy miles online. More... Until Jun 30, 20
- Earn up to 3x Miles&Go miles when you subscribe to or renew a Club TAP Miles&Go membership. More... Until Jun 30, 20


Follow Rewards Canada:
Facebook Twitter YouTube Instagram RSS Newsletter
Posted by at No comments:
Labels: ,

Top 5 Credit Card Sign Up offers for June - These cards provide some of the best value out of their welcome bonuses


Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of June 2020! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see three first year free cards on the list!

A major shift in this monthly feature as TD pulled back on their welcome bonus offers for their travel related products. As well the Platinum Card from American Express also saw its welcome bonus reduced so it left the list in mid-May. That brings the Marriott Bonvoy American Express card back to the top of the list and sees the HSBC World Elite Mastercard, BMO World Elite Mastercard and CIBC Aerogold Visa Infinite Cards jump into the top 5.

Editor's Note:
As travel is curtailed right now these offers are more forward looking and can and should be used towards your long term travel plans - whether that's later this year, next year or even beyond. Getting the cards now allows you to achieve the sign up bonuses as you wish and then continue to spend to build up those points and miles balances to make those future vacations that much better. - Or in the case of all the cards except the Alaska Airlines Mastercard you can also look at cash back or cash back equivalents like gift cards from each program if you are looking at short term financial help. If you are going for the latter focus on the cards that have no fee in the first year so that you can maximize your value.

Remember as well that you will find this list smack dab in the middle of the Rewards Canada homepage for easy reference!

Here are our top 5 credit card sign up offers for June (in order of welcome bonus value, calculated as minimum mile/points value minus annual fee)

Marriott Bonvoy American Express Card - 50,000 Points (Apply here)
Minimum value: $380
No changes to this card means it stays put on the list The 50,000 points, awarded after spending $1,500 on the card in three months are worth at least $500 in our minds which means after subtracting the annual fee you are coming out ahead by $380. In reality you can pull even more value out of the card (into four figures) as we outlined in our post A look at how The Marriott Bonvoy American Express Card provides huge value!  Don't forget you get an annual free night with the card as well on the card anniversary date!
Minimum Income: N/A

Alaska Airlines World Elite Mastercard - 30,000 Miles (Apply here)
Minimum value: $330
This card offers a welcome bonus of 30,000 miles when you spend $1,000 on the card in the first three months of having it. This is one of the easiest bonuses to achieve and this card is one of the most churnable in Canada. There are really no problems in getting it 2-4 times in one year alone! Those 30,000 miles are worth no less than $330 when redeeming for economy class flights and just go up from there like the TD Aeroplan card.
Minimum Income: $80,000 Personal or $150,000 Household

HSBC World Elite Mastercard - 60,000 points (Apply here)
Minimum value: $300
This card offers a welcome bonus of 60,000 points, split between 20,000 on first purchase and 40,000 more when you spend $6,000 within 180 days of getting the card. The annual fee of $149 is waived in the first year as well meaning these points come to you at no cost other than card spend.The card has a lot of other good benefits like no foreign transaction fees to consider as well! Those 60,000 points are worth $300 in travel rewards but those points can also be converted to British Airways Executive Club, Cathay Pacific Asia Miles or Singapore Airlines KrisFlyer. 
Minimum Income: $80,000 personal or $150,000 household or $400,000 in assets at any Canadian Financial Institution

BMO World Elite Mastercard - 35,000 points (Apply here)
Minimum value: $250
This card offers a welcome bonus of 35,000 points which is awarded when you spend $3,000 in your first 3 months. The annual fee of $150 is waived in the first year as well meaning these points come to you at no cost other than card spend. The card also has one of if not the best travel insurance coverage of all cards in Canada.! Those 35,000 points are worth $250 when they are redeemed for travel via BMO Rewards.
Minimum Income: $80,000 personal or $150,000 household

CIBC Aerogold Visa Infinite Card - 20,000 Miles (Apply here)
Minimum value: $240
 The bonus is awarded as follows: 15,000 Aeroplan Miles when you make your first Purchase with your Card + 5,000 Aeroplan Miles when you spend $3,000 or more in the first four billing periods. Plus your first year annual fee is waived! Depending on how you redeem those Aeroplan miles should be worth no less than $240 but more likely closer to $500 or more! In fact if you take the per mile value from our post from late July 2019 this welcome bonus would be worth $1,500 or more.
Minimum Income: $60,000 Personal or $100,000

If you went for all these cards you ultimately could end up with anywhere from $1,500 to over $2,500 in travel value. However even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend. We don't really recommend getting all five in one month unless you know you can meet the minimum spend for them all at once, rather you'd want to pick one or two right now, perhaps another next month and so on.

Disclaimers:
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please visit the TD site. 
Posted by at No comments:
Labels: , , , , , , , , , , , , ,

[OFFER EXPIRED] New Welcome Offer for the CIBC Dividend® Visa Infinite* Card - 10% cash back on all purchases up to $2,000 and a first year annual fee rebate

This offer has expired

CIBC recently launched an excellent new offer for their premium cash back card the CIBC Dividend® Visa Infinite* Card. The card has a welcome offer of 10% cash back on all purchases up to $2,000 made during the first four monthly statement periods. The offer doesn’t end there however as new cardholders will also get their first year annual fee rebated which means you can try this card out at no cost to you other than your actual credit card spending.

The 10% cash back on all purchases of up to $2,000 will translate to up to $200 cash back which is a decent welcome bonus for a cash back card and matches many that are in market right now. Once you have hit that $2,000 in spending or have had the card for four statement periods your cash back earning will revert to the standard rates as follows:

· 4% cash back on eligible gas and grocery purchases
· 2% cash back on Tim Hortons® and TELUS® purchases
· 1% cash back on all other purchases

The accelerated earn rates of 4% and 2% are awarded on the first $20,000 spent in those categories or when you reach $80,000 in total purchases in your account, whichever comes first. Once that limit is reached you’ll earn 1% cash back on all purchases. All cash back earned on the CIBC Dividend® Visa Infinite* Card accumulates during the year and is paid out as a credit on your December statement. This is the only drawback on this card as we have recently seen many cash back cards move to an instant or monthly redemption model for cash back rather than the old school yearly credit. Granted, two of this card’s biggest competitors are no different and only pay out once per year as well so it isn’t alone. If you are OK with getting one big lump sum reward at the end of the year this offer and card is one you should consider.

The card also features a very good insurance and benefits packages that includes Out of Province Emergency Travel Medical Insurance, Trip Interruption Insurance, Flight Delay and Baggage Insurance, Purchase Security and Extended Protection Insurance, $500,000 Common Carrier Accident Insurance, and Auto Rental and loss Damage Insurance

It’s nice to see CIBC bump up the welcome offer for their Dividend® Visa Infinite* Card and Dividend Platinum® Visa* Card to compete with other cards in the market offering similar incentives. With much of the Canadian marketplace eyeing cash back or cash equivalent rewards instead of travel right now there is no better time to offer a sweet welcome bonus like this one and provide that nice incentive to switch to cash back.

Learn more about this offer and apply for the CIBC Dividend® Visa Infinite* Card here.

If your income is below the required amount for the CIBC Dividend® Visa Infinite* Card this exact same welcome bonus is also available on the CIBC Dividend Platinum® Visa* Card

The most current offer for this card is shown below:
 

Posted by at No comments:
Labels: , , ,

Monday, June 1, 2020

100% bonus when you buy Radisson Rewards points until June 30 with annual limit increased to 120K points


I have been waiting for this one – not to buy myself but in terms of so many other airline and hotel chains having offered buy miles and points bonuses over the past few months I figured it was only time before Radisson did so as well. Now they have revealed an offer for this month and the offer is their usual one at 100% bonus points. Good news is they have also provided a boost to the limit of the number of points you can buy annually to 120,000 points from 80,000. This means you can buy 240,000 points for US$840:


At that amount you are paying US 0.35 cents per point which is the mid-point of what most people place their point value at for the program. There are definitely opportunities where you can exceed that 0.35 cents per point when you redeem at some of the higher end or more expensive hotels.

Offer details:
100% Bonus Radisson Rewards Points when you buy points. Buy points here. Until Jun 30, 20

And remember that you can earn 2,500 bonus Radisson Rewards points on stays in Canada and worldwide with their Dream Deals offer.
Posted by at No comments:
Labels: ,

June 1 Update: Earn double AAdvantage Miles on all American Airlines flights and Amex Offers spend $10 at Panago get a $5 statement credit


American Airlines has brought our their second systemwide bonus AAdvantage Miles to try to stimulate travel during this pandemic. The offer will be better for most than the last 500 bonus miles per flight offer as it is a straight double miles on all eligible mileage earning tickets flown on American Airlines. The bonus does max out at 10,000 miles however and you do need to register for it beforehand. Not sure how it will play out for many of us Canadians as you do need to book by June 30 for travel until September 30 and we still don't know if our border with the U.S. will open up later this month. If anything just register for the offer no matter what - if you don't travel no harm no foul. Learn more about and register for the offer here


Another new Amex Offer came out today. This one is for Panago Pizza and it provides a $5 statement credit when you spend $10 by July 31. In our household we received it on one Platinum Card from American Express and one American Express Cobalt Card. The offer has been added to our Guide to American Express Canada 'Amex Offers'.

And speaking of Amex offers here is one in action - the $20 credit when you spend $80 with Instacart (read about it here). We received it on two cards in our household and have hit that mark on one card. In fact the second card we have spent it as well but the charge is still pending so we haven't seen that $20 yet. I also recommend reading the following article: Use Instacart to circumvent Loblaw stores non-acceptance of Amex and to earn 5x points with the Cobalt Card




Airline Schedule Updates
This will now be a standard feature for the foreseeable future in our daily update posts as we summarize Canadian operations based on data from RoutesOnline and other sources. Remember that many of these route plans are subject to change and right now they are changing frequently!

No new route news today


Remember to visit and bookmark our COVID-19 resource page where we are keeping you up to date with all the latest airline, hotel, lounges and loyalty program news, policies, closures and more.

Posts since our last update:

Deals:

Fairmont's Stay Close - 6 Canadian and 3 U.S hotels offering every 2nd night or 2nd room free for the rest of 2020!

Travelzoo and Whistler's Summit Lodge Boutique Hotel are selling discounted vouchers for future stays that are 100% fully refundable. You can buy vouchers that provide up to a 40% savings and includes breakfast & parking. Stay in a Deluxe King Studio, with a king bed, balcony, fully equipped kitchenette and dining table for two $139 (one night, check in June 1 - July 2; Aug. 30 - Sept. 30) Stay in a spacious Executive Studio, with a king bed, balcony, fully equipped kitchenette and dining table for four $149 (one night, check in July 3-31) $299 two nights, (check in Aug. 1-28) Find out more here. 

Travelzoo and Brewster's Mountain Lodge in Banff are selling discounted vouchers for future stays that are 100% fully refundable. You can buy vouchers for starting at $179-$199 each for June, $199-$239 for July and $269-$319 for August & September. Based on these numbers looks like they are anticipating a decent return to travel in late Summer. We did a quick check for a mid-week stay in June and Brewster's wanted $339 for the same room and the cheapest 3rd party rate we could find was $209. Sot the $179 voucher definitely provides some savings. Find out more here. 

SkipTheDishes - Sign up with this link to get $5 off your first order over $15. Find out more here

WealthSimple Trade:  Receive $5 when you deposit and trade at least $100 worth of stock with WealthSimple Trade. Find out more here (We will also receive $5 when you receive $5)

Rewards Canada receives a small commission when you use any of the above offers. You don't have to chose to use our links but we thank you in advance if you do.


Canadian Bonus Offers

N/A


Other Bonus Offers

Alaska Airlines Mileage Plan
- 50% Bonus Elite Qualifying Mileage Plan miles when you fly on Alaska Airlines. More... Until Dec 31, 20

American AAdvantage
- Double AAdvantage Miles on all American Airlines flights (10,000 bonus miles maximum). More... Register and book by Jun 30 for travel until Sep 30, 20
- Earn up to 120,000 bonus miles when you buy AAdvantage Miles. More... Until Jun 30, 20

Asiana Club
- Double Club Miles for stays at all participating World Hotels Worldwide. More... Until Mar 31, 21
- Triple Club Miles for stays at all participating World Hotels Worldwide. More... Until Mar 31, 21

Marriott Bonvoy
- 2,000 Bonus Bonvoy Points for stays at the Renaissance Zurich Tower Hotel More... Until Jun 30, 20


Follow Rewards Canada:
Facebook Twitter YouTube Instagram RSS Newsletter
Posted by at No comments:
Labels: , ,

Alaska Airlines extends 50% bonus elite qualifying miles on flights to the end of 2020



Alaska Airlines Mileage Plan was one of the first airlines to begin offering elite status miles for flying with them during the peak of the Coronavirus Pandemic with an offer that was launched in early March. That offer of 50% bonus elite qualifying miles was set to end on May 31 however Alaska Airlines sent us a press release today stating they will be offering the 50% bonus elite qualifying miles on all flights until the end of 2020.
  • For all flights completed June 1 through Dec. 31, 2020, Alaska Airlines Mileage Plan members will receive a 50% bonus of elite qualifying miles to help earn higher elite status more quickly. (*Registration isn’t required for this special, limited time offer.)
Unlike the first iteration of the offer you do not have to register for the offer this time. Simply ensure that your Mileage Plan number is included on all your bookings and you’ll receive the bonus elite qualifying miles.

They also revealed some offers for Alaska Airlines Visa cardholders in the U.S (should you as a Canadian have one of the U.S. cards you can also avail of these offers):
  • Earn toward status while you spend. Cardholders can earn 2,500 elite qualifying miles for every $5,000 spent on purchases with an Alaska Airlines consumer or business Visa card from June 1 through Sept. 30, 2020, up to a maximum of 10,000 elite qualifying miles per cardholder.
  • Want to support your favorite local restaurants? Alaska Visa consumer cardholders can earn two miles for every dollar spent, up to $1,500, at restaurants and take-out, including delivery services from June 1 through July 31, 2020.
We have reached out the MBNA and Alaska Airlines to see if they have similar plans for the Canadian MBNA Alaska Airlines World Elite Mastercard and Platinum Mastercard but had not heard back yet at the time of posting this article

This is great news from Alaska Airlines and hopefully as Canadians we'll be able to make use of it sooner than later on Alaska's flights out of B.C. and Alberta.  I’m sure some Mileage Plan members who don’t see this news and start flying soon will be surprised by the extra elite qualifying miles being added to their accounts!

Learn more about these offers here.


Image via Alaska Airlines

Posted by at No comments:
Labels:

TD Cash Back Visa Infinite* Card now offering 10% cash back on all purchases with first year no annual fee for new cardholders


The cash back market is heating up as many Canadians are considering a shift in their loyalty rewards strategies away from travel rewards. Cash back cards are now front and centre in the marketing strategies for card issuers and while we have seen these type of welcome offers in the past there is a definitely an influx of them now!

The newest offer to hit the market is for the TD Cash Back Visa Infinite* Card which as of today is offering 10% cash back on all purchases made up to $2,000 in the first three months. On top of that they are waiving the first year annual not only for the primary card but also for the first additional card. This offer runs until December 6, 2020.

All told if you do spend that $2,000 in the first three months you are looking at $200 cash back and saving up to $170 in annual fees in the first year ($120 for the primary card and $50 for the first additional card). Remember if you have a TD All Inclusive bank account it also covers the annual fees on these cards as long as your bank account is active and in good standing. 

Once you have hit that $2,000 in spending or have had the card for three months your cash back earning will revert to the standard rates as follows:

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your Account
• Earn 1% in Cash Back Dollars on all other Purchases made with your Card

The accelerated earn rates of 3% is awarded on the first $15,000 spent in each those categories, so you could potentially spend $45,000 across the three and earn $1,350 in cash back rewards. Once a limit is reached in any of the categories you’ll earn 1% cash back on all purchases in that category. Unlike some of this card’s major competition where you only have access to cash back once per year the TD Cash Visa Infinite* Card lets you cash out anytime your cash back balance is $25 or more.

The card also features Out of Province Emergency Travel Medical Insurance, Trip Interruption Insurance, Flight Delay and Baggage Insurance as well as some of your across the board insurances like Purchase Security and Extended Warranty Protection.

With the release of this new limited time welcome offer the TD Cash Back Visa Infinite* Card is one of the best in market. Yes there are others that are offering or will be offering 10% cash back however some of those others only allow you to receive your cash back once per year whereas this card allows you to redeem anytime you have a cash back rewards balance of $25. For many that can be the tipping point even if another card may earn a little more cash back as the question they will want answered is how quickly can I start using my cash back rewards and with this card it is pretty darn quick.

This is a limited time offer and only valid until December 6, 2020.

 Below is the latest offer for this card and may not reflect the discussion above
Posted by at No comments:
Labels: , , , ,

Podcast Episode 67 - The return of the Rewards Canada Podcast - A look back at the past few months

 

Episode 67 - June 1, 2020
The return of the Rewards Canada Podcast - A look back at the past few months

It has been over 2 months since the last Rewards Canada podcast and we're ready to kick into high gear again! We return with a recap episode - looking back at the past two months of the state of credit cards and loyalty programs during the peak of the pandemic. The episode is hosted by Rewards Canada founder Patrick Sojka and he dicusses the features seen on the site during this time, what credit card companies have been doing, a look at how Aeroplan has been the program that shined during these times and how amazing travel deals are now starting to emerge.

Click Here to download the podcast (mp3)

or Download/subscribe via:

Listen on Google Play Music
Soundcloudacast


Links relating to this week's topics:
Posted by at No comments:
Labels: