IHG 2018 New Hotel Openings in Canada - 12 hotels in the works including Canada's first Kimpton Hotel

IHG (InterContinental Hotels Group) is a large worldwide hotel chain best known for their Holiday Inn and Holiday Inn Express brands. IHG however comprises of 13 brands in total with well over 5,000 hotels Worldwide and have a significant presence here in Canada with over 175 hotels from coast to coast.

They are planning to grow their presence by opening another dozen hotels across our nation in 2018. These are the hotels and their anticipated opening dates (of course these are subject to change):

• Holiday Inn Express Kelowna East BC
  
  • Slated opening date: June 15
• Holiday Inn Express Moncton NB
  
  • Slated opening date: July 25
• Holiday Inn Express Niagara-On-The-Lake ON
  
  • Slated opening date: May 10
• Holiday Inn Express Trois Rivieres Ouest QC
  
  • Slated opening date: May 6
• Holiday Inn Express Saskatoon East - University SK
  • Slated opening date: April 8
• Holiday Inn Express Ottawa Downtown ON (no hotel link yet)
  
  • Slated opening date: November 1
• Holiday Inn Calgary Airport North AB
  
  • Slated opening date: May 3
• Holiday Inn Calgary South - Conference Center AB
  
  • Slated opening date: June 8
• Staybridge Suites Niagara-On-The-Lake ON
  
  • Slated opening date: May 10
• Staybridge Suites Saskatoon - University SK
  
  • Slated opening date: April 8
• Staybridge Suites Vaughan ON
  
  • Slated opening date: August 23
• Kimpton Toronto Downtown (Yorkville) ON
  
  • Slated opening date: Mid 2018

The majority of the hotels are bigger city locations and I would say the most anticipated hotels of the bunch would be the Holiday Inn Calgary Airport and by far the biggest opening of them all will be the Kimpton Toronto Downtown. This will be the first Kimpton hotel in Canada. The Kimpton brand was acquired a few years ago by IHG and the Kimpton Karma rewards program was just integrated into IHG Rewards this year. Kimpton, regarded as the first boutique hotel brand, opened their first hotel 30+ years ago and were famous for lots of little touches at great hotels. The Toronto hotel with 189 rooms will be located in the Bloor-Yorkville area (280 Bloor Street West) across from the Bata Shoe Museum and is close to the Royal Ontario Museum and other great Toronto attractions.

After this year there are at least another 31 IHG Hotels in the works for Canada.

Remember to take advantage of all the possible IHG Rewards Club bonus points offers that are on offer if you plan on staying at any of these new IHG hotels or any other IHG hotels for that matter! You can find all the promotions listed on our IHG Rewards Club Bonus Points page. At the very least the offer that should be on everyone's radar is their Accelerate offer, although this iteration ends prior to most of these hotels opening but there will most likely be a new one out for the remainder of spring and summer!

Are you excited about any of the new IHG hotels opening up this year? Are there any locations or brands you'd like to see in your neck of the woods? Let us know in the comments below.

February 21 Update: Air Canada introducing Economy Basic fares, Cobalt multipliers updated and a new look for WestJet coming next week?

Air Canada is introducing Economy Basic fares for their flights within Canada. We've seen this trend in the U.S. with major U.S. airlines starting basic economy fares to compete with Ultra Low Cost Carriers and this is pretty much evident here with this latest move from AC. These are bare bones fares where you have to pay more fees for extras, get absolutely no refunds, don't earn Aeroplan miles etc. This can be seen as a preemptive move against airlines like Flair Airlines, WestJet's Swoop and the upcoming Canada Jetlines. Find out more about Economy Basic fares here.

A week from today there is going to be an announcement from WestJet. All signs are pointing towards a livery update and possibly even more of a refresh. When we flew WestJet earlier in the week there were no menus in the seat pockets and the flight attendant mentioned they were going through a revamp - even though they just did a few months ago when they switched to offering Chopped Leaf items. Based on various forums and posts, the guess is that the new livery will be introduced on the Boeing 787 aircraft. You can see it, sort of, in the blurred image below that is making its rounds on the Internet right now:

The American Express Cobalt confirmed multipliers page has once again been updated with even more Canadian and U.S. locations! You can access the feature here. Feel free to provide comments on that page to help build the list of Canadian and global locations that you have used the card at and received 5x, 2x or 1x points. Many of the U.S. updates came from our recent trip and am loving how quickly the points are racking up on the food purchases! Of note is that Uber Eats in Canada appears to award 5x points while Uber Eats in the states only award 2x points.

Posts since our last update:

• Last week to book Preferred Hotel Group's 50,000 bonus iPrefer points offer (worth $100)
  There is one week left to book Preferred Hotel Group's 50 year celebration that offers 50,000 bonus iPrefer points…
• World of Hyatt: Up to 1,000 Bonus Points per night for Hyatt stays Worldwide (Max. 25,000 points)
  Hyatt launched their first systemwide bonus of 2018 last week on the 15th. The promotion is a simple one…
• Great new RBC Visa Infinite Avion sign up offer! 25,000 bonus points and first year free!
  The RBC Visa Infinite Avion card - long ranked as a really good card here on Rewards Canada but…

Travel Deals
Air Canada has put their South America flights on sale! Fares start at $550 all in. Book by March 6. Find out more here

Remember to visit Rewards Canada's Travel Booking site to book travel directly with many of your favourite airlines, hotels and more!

Canadian Bonus Offers
RBC Rewards
25,000 RBC Rewards Points upon approval with the RBC Visa Infinite Avion +  1st year annual fee waived. More...


Other Bonus Offers
Aeroflot Bonus
- Earn up to 10,000 Bonus Bonus Miles when you rent with Avis for 3 or more days Worldwide. More... Book by Mar 31 for rentals until Dec 31, 18

American AAdvantage
- Quadruple AAdvantage Miles on all stays at over 6,500 Choice Hotels worldwide. More... Until Mar 31, 18

Amtrak Guest Rewards
- 1,000 Bonus Guest Rewards Points for weekend stays at participating Starwood Hotels & Resorts in North and Latin America and French Polynesia. More... Until Dec 31, 18
- Double Guest Rewards Points + a free day on Hertz rentals of 6 or more days at participating locations in the US, Canada and Puerto Rico. More... Until Jul 31, 18

ANA Mileage Club
- Double Mileage Club Miles for stays at participating SPG properties in Japan, Korea, Guam and Hawaii. More... Until Mar 31, 18

Hyatt World of Hyatt
- Earn up to 1,000 Bonus World of Hyatt Points per night for stays at Hyatt hotels Worldwide.  More... Until May 15, 18
- 1,250 Bonus World of Hyatt Points on rentals of 3 days or more at participating Avis locations in the U.S. and Canada. More... Until Mar 31, 18


Follow Rewards Canada:

Last week to book Preferred Hotel Group's 50,000 bonus iPrefer points offer (worth $100)

There is one week left to book Preferred Hotel Group's 50 year celebration that offers 50,000 bonus iPrefer points for stays of 2+ nights. Those 50,000 points are worth US$100 towards a future stay. Preferred Hotel Group has over 650 hotels Worldwide, 8 of which are in Canada. Many outside of Canada  have rates below US$100 a night which means these points can be a pretty big rebate! Here in Canada the best rates appear to be at the Hotel Grand Pacific in Victoria:

Offer details
Earn 50,000 Bonus iPrefer Points for eligible stays of 2 or more nights at participating Preferred Hotel Group hotels Worldwide.  Full details & online booking Book by Feb 28, 18

Terms & Conditions
Must book stay between January 29, 2018, at 12:01 AM PST through February 28, 2018 at 11:59 PM PST. Booking must include active I Prefer^SM Member Number and be made through PreferredHotels.com, IPrefer.com, the I Prefer App, or Preferred Hotels & Resorts Global Reservations. Minimum 2-night stay required. Limited to points-eligible stays. No promotion code required and may be combined with other offers, except I Prefer Exclusive and Last Minute Escapes. 50,000 bonus points will be awarded to eligible member accounts in April 2018, but may be deducted if the qualifying stay is not completed. Each stay and each member account will be limited to a maximum of 50,000 bonus points under this promotion.

World of Hyatt: Up to 1,000 Bonus Points per night for Hyatt stays Worldwide (Max. 25,000 points)

Hyatt launched their first systemwide bonus of 2018 last week on the 15th. The promotion is a simple one that award bonus points for every night you stay.  The bonus ranges from 500 to 1,000 points per night depending on the brand you stay at and has a cap of 25,000 bonus points for the promotion. With only 9 locations in Canada (it was 4 only a few years ago!) it is a little harder to earn the points locally but if your travels are taking you to major cities around the world this may be a promotion to look at.

These are the bonuses per brand:

Funny thing is when this promotion was launched we were actually staying at a Park Hyatt. We checked in on February 14th and the promotion came out on the 15th. I checked the terms and conditions of the offer and it stated that as long as the check out date falls into the promotional period the bonus points will be awarded. I registered right away and then we checked out on the 19th. On the 20th the stay posted to my account, including the bonus points:

Offer details
Earn up to 1,000 Bonus World of Hyatt Points per night for stays at Hyatt hotels Worldwide.  Maximum of 25,000 bonus points awarded. Full details, online registration & booking (Registration is required) Until May 15, 18
- 500 bonus points per night for stays at Hyatt House or Hyatt Place
- 1,000 bonus points per night at all other Hyatt brands.

Find more World of Hyatt bonus points offers here

Great new RBC Visa Infinite Avion sign up offer! 25,000 bonus points and first year free!

The RBC Visa Infinite Avion card - long ranked as a really good card here on Rewards Canada but never at the top must be feeling the heat from the ever increasing competition as they have come out with this new offer! This is one of the best offers for this card in a while! Even though the previous offer was 30,000 points there was no first year free and the bonus was split between year 1 and year 2. This offer is 25,000 points on approval (awarded on the first statement) and first year free which we feel is a much better!  Those 25,000 points equate to 25,000 British Airways Avios at no cost! Or 250 WestJet dollars at no cost and that doesn't even take into account the transfer bonuses they run occasionally throughout the year. And remember BA has household accounts so you and your spouse could each get the card then convert to BA and combine the Avios into one account for 50,000 or more Avios. There are just so many options here....

If you have been tossing around the idea of getting this card and haven't really been sure now is the time as it will cost you nothing and score you some decent rewards!



RBC Visa Infinite Avion

•  Start Avioning Today! Get 25,000 Welcome Points upon approval† +  1st year annual fee waived† - savings of $120.
• Earn 25% more RBC Rewards points on travel related purchases1 
• Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
• Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
• Premium suite of insurances including trip cancellation3, trip interruption3, travel medical4, car rental insurance5
• Redeem your points toward your credit card balance using Payback with Points2
• Instantly save 3₵ per litre on fuel▲ & earn 20% more Petro-Points§ and RBC Rewards points** when you link your Petro-Points card to any RBC Card online.
• Up to a 2.3% return on your spending depending on which reward ticket you book
• Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

February 20 Update: Increased fee and benefits on the Business Platinum Card® from American Express® and Carlson Rezidor Hotels to rebrand to Radisson Hotel Group

First update in what seems like ages! Rewards Canada is back from vacation and it's time to play catch up! Lots of you have emailed or asked us questions via blog comments and we'll get to them as soon as we can!

The Business Platinum Card® from American Express® underwent some slight changes. First off it has become more expensive at $499 per year now but to offset that $100 increase American Express has upgraded the Priority Pass offered on th card to not only have the waiver of the US$99 annual fee on that membership but also provide free entrance to the lounges for the cardholder and one guest. That's up to a US$54 value each time you travel. Find out more about The Business Platinum Card® from American Express®

On March 5, Carlson Rezidor Hotels will change their name to Radisson Hotel Group and also rename (and possibly relaunch) Club Carlson to Radisson Rewards. Right now that is all the details we have but will be watching closely on March 5th (or sooner if details are leaked) and pass along any news. If you have read Rewards Canada for some time now you'll know one of our pet peeves is where hotel chains and their associated programs using a nomenclature that doesn't relate to any of the actual hotel properties. There are no Carlson Hotels, there are no Choice Hotels, no Accor Hotels, no Starwood Hotels nor IHG Hotels. In fact we believe it is the reason some of the programs and their credit cards haven't done well here in Canada. When you try to market to the non-frequent traveller (or points/miles know it all) you can't sell your product. The average Canadian does not know Carlson Hotels they know Radisson and the same goes for the other brands. So this will be a welcome chain and hopefully help this brand out worldwide. (Source Meetings and Convnentions)

Posts since our last update:

• 500 FREE Voila Hotel Rewards Points for suggesting new hotels
  Just like this time last year, Voila Hotel Rewards would like to know where they should be adding hotels…
• BMO launches a whole new slate of business rewards credit cards
  Earlier this month BMO launched a whole new slate of small business credit cards that all offer rewards. From proprietary…
• Top 5 Mastercard Cards to use at Costco - 2018 Update
  This is an excerpt of a feature that appears on the main Rewards Canada site which has been updated to…
• BMO Rewards World Elite MasterCard Review - 2018 Update
  This is an excerpt of our review that appears on the main Rewards Canada site which has been updated to…
• Marriott Rewards Hotel Category Changes for 2018 - 21% of the chain worldwide is going up in price
  Earlier today we brought you the details on the Starwood Preferred Guest hotel category changes and as mentioned we'd…
• Starwood Preferred Guest Hotel Category Changes for 2018 plus a new shorter booking window
  This year we've already seen hotel category changes from the likes of IHG, Carlson Hotels and Hyatt and now…

Travel Deals
Remember to visit Rewards Canada's Travel Booking site to book travel directly with many of your favourite airlines, hotels and more!

Canadian Bonus Offers
N/A
Other Bonus Offers
Air France KLM Flying Blue
- Earn up to 75% Bonus Flying Blue Miles when you buy miles online. More... Until Mar 19, 18

Avianca LifeMiles
- Earn up to 125% Bonus LifeMiles when you buy miles online. More... Until Feb 28, 18

Best Western Rewards
- Triple Rewards Points for stays at the Best Western Plus Oak Mountain Inn Pelham. More... Until Dec 31, 18
- Double Rewards Points for stays at the Best Western Plus Tucson Int'L Airport Hotel & Suites. More... Until Mar 31, 18
- Double Rewards Points for stays of 2+ nights Sun-Thu at the Best Western Plus Laguardia Airport Hotel Queens. More... Until Mar 15, 18
- Quadruple Rewards Points for stays at the Best Western Plus Arlington/Marysville. More... Until Dec 12, 18
- Double Rewards Points for stays at the Best Western Baraboo Inn. More... Until May 20, 18

Miles & More
- Earn up to 2,500 Bonus Miles & More Miles for stays at participating Hilton hotels Worldwide. More... Until Mar 25, 18

Voila Hotel Rewards
- 500 FREE VHR Points to participate in a survey on Facebook about where and what hotels should be added to the global VOILÀ network. More... Until May 31, 18


Follow Rewards Canada:

500 FREE Voila Hotel Rewards Points for suggesting new hotels

Just like this time last year, Voila Hotel Rewards would like to know where they should be adding hotels to their network. For doing so via a short and easy survey on Facebook you'll earn 500 FREE VHR points. Voila Hotel Rewards has run several free points offers throughout the years so for some of you your balances may actually be getting to the point where you could redeem for something.... something small! Oh and one lucky member who completes the survey will win 250,000 points! If you haven't joined the program yet do so via this link to score 1,000 more points.

Offer details
500 FREE VHR Points to participate in a survey on Facebook about where and what hotels should be added to the global VOILÀ network. Full details Until May 31, 18

Find more VHR Bonus Points offers here!

BMO launches a whole new slate of business rewards credit cards

Earlier this month BMO launched a whole new slate of small business credit cards that all offer rewards. From proprietary rewards to cash back to AIR MILES,  BMO has them all in their portfolio and they are all updated for today's market. Previously BMO was only pushing their AIR MILES business cards and those have been updated and made better while also adding into the mix a BMO Rewards (their proprietary program) and a BMO CashBack Business MasterCard.

A quick look at the cards show that they have very strong sign up offers, the BMO Rewards Business Mastercard matches the personal version with a 35,000 point sign up bonus worth $250 towards travel via BMO Rewards along with the first year annual fee waived. What the Business version lacks and this is surprising since it is a travel card is the Priority Pass benefit like the personal card has. Overall, unless you really need the business tracking and optional employee card option or don't need the Priority Pass you are better off going with the personal version.

For the CashBack card, same thing, strong initial offer of 6% back on select purchases for 4 months but once your outside of that the card is relatively weak compared to lots of other cards. Once again unless you really need the business tracking and optional employee card option o you are better off with other non-business cards that are way more rewarding.

Finally on the AIR MILES side, they have two new cards for businesses, an annual fee version and a no annual fee card. The annual fee card is strong not only on the initial sign up bonus of up to 3,000 miles and first year free but it also earn 1 miles for every $10 spend meaning it matches the best personal AIR MILES card out there. However it does not offer the 15% off AIR MILES flights in North America like the personal card. The no-fee version is much like the personal no-fee version with a 500 mile sign up bonus.

Here are the details on the four new BMO Business Credit Cards:


BMO Rewards® Business Mastercard®*
Get 35,000 points after you spend $5,000 in the first 3 months*
- Welcome Offer: No annual fee for the first year*
- Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
- Earn 1.5 BMO Rewards points for every $1 you spend*
- 25 payment grace days*
- Optional Employee Cards - empower employees with delegated purchasing authority*
- Use your card at Costco locations across Canada*
- Travel Protection*
- Our Liability Waiver Program protects your business against employee card abuse*

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BMO CashBack® Business Mastercard®*
Welcome Offer: Get 6% cash back on gas, office supplies and cell phone/internet bills for 4 months*
- Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
- 1.75% cash back at Shell®*
- 0.75% cash back on all other card purchases*
- 25 payment grace days*
- Optional Employee Cards - empower employees with delegated purchasing authority*
- Use your card at Costco locations across Canada*
- Our Liability Waiver Program protects your business against employee card abuse*

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BMO® AIR MILES®† Business® Mastercard®*
Get up to 3,000 AIR MILES Bonus Miles*
- Welcome Offer: No annual fee for the first year*
- Earn 1 AIR MILES Reward Mile on every $10 you spend*
- Plus – earn 1.25X the Miles when you use your card at participating Shell stations*
- 25 payment grace days*
- Optional Employee Cards - empower employees with delegated purchasing authority*
- Use your card at Costco locations across Canada*
- Travel Protection*
- Our Liability Waiver Program protects your business against employee card abuse*

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BMO® AIR MILES®† No-Fee Business® Mastercard®*
Get up to 500 AIR MILES Bonus Miles*
- Earn 1 AIR MILES Reward Mile on every $20 you spend*
- Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
- 25 payment grace days*
- Optional Employee Cards - empower employees with delegated purchasing authority*
- Use your card at Costco locations across Canada*
- Our Liability Waiver Program protects your business against employee card abuse*



You can find these and other BMO cards on Rewards Canada's BMO page.

Top 5 Mastercard Cards to use at Costco - 2018 Update

This is an excerpt of a feature that appears on the main Rewards Canada site which has been updated to incorporate new cards and cards that have changed since the original feature was posted in 2015:

Now that we are in 2015, American Express is gone from Costco Canada stores and Mastercard is in. While Capital One® took the co-branded card away from American Express with essentially the same offering on their Capital One® Platinum Mastercard® it does not mean you have to have that card to shop at Costco. In fact any Mastercard card is accepted at Costco locations across Canada and with so many Mastercard cards to choose from here in the Great White North we thought it would be best to pass along our picks for the five best cards to use at Costco.

1. mbna Rewards World Elite Mastercard - 2% return on Costco purchases

A very popular card right now on Rewards Canada thanks to some other Mastercards becoming weaker, the mbna Rewards World Elite Mastercard is the best card to use at Costco thanks to its 2% return. Doesn't matter if you redeem it for travel or for cash back, which the card offers without dilution like most other programs. And you can choose to get that cash back in any month - not just once per year like the majority of cash back cards in Canada. Sure the card may not have as big of sign up bonus or as good of insurance package as most of the cards below but it also comes with a lower annual fee and if you do spend lots that extra 0.5% can easily make up the difference on the benefits side, that is if you even need them.

2. WestJet RBC World Elite Mastercard - 1.5% return on Costco Purchases

The earn ratio goes down as we get through this list, the WestJet RBC World Elite Mastercard earns 1.5% WestJet Dollars for every dollar spent which means it is a 1.5% cash back card and that is the return you'll get on your Costco purchases. Add in the $99 to $399 annual companion fares, the $250 sign up bonus, first bag free on WestJet flights and you have yourself not only a good return at Costco but lots of other benefits!

3. BMO CashBack World Elite Mastercard - 1.5% return on Costco purchases

This card isn't travel rewards related but it offers up a good cash back return of 1.5% on all purchases at Costco and everywhere else. Add the limited time offer of 4% back on all purchases in the first four months (up to a total of $250 cash back) and you can see why this card would be good to use at Costco. The card also offers one of the better insurance packages out there for a cash back card.

4. BMO Rewards World Elite Mastercard - ~1.43% return on Costco purchases

This card used to be our number one card to use at Costco but that all changed on January 15, 2018. The rewards structure changed, so while the card still earns 2 points per dollar spent at Costco it now takes 140 points to get $1 worth of travel versus the 100 points prior to the middle of January. That drops the earn rate at Costco down to 1.43%. That's a significant drop hence the drop from first to third. The card does however come with a great insurance package, limited time first year free offers (no annual fee) and access to airport business class lounges.

5. National Bank of Canada World Elite Mastercard - 1.36% to 1.68% return on Costco purchases

This card comes in with an overall slightly lower earn ratio than the cards before it. Sure the card can get you a 2% return but that is for your spending between $40,001 and $80,000 on the card and when redeeming at higher levels. Prior to that the rate is lower and above that the rate lowers again so your average return will be below 2%. And you only get the best return if you redeem 50,000 or more points at a time. Kind of a convoluted program if you ask me but the card has other benefits like reimbursements for travel expenses like airport parking and airline baggage fees that try to make up for the lower earn rate compared to other cards.

Continue reading the full article here

BMO Rewards World Elite MasterCard Review - 2018 Update

This is an excerpt of our review that appears on the main Rewards Canada site which has been updated to incorporate all the changes the card underwent on January 15, 2018:

In the middle of March 2010 BMO came out with a new Mastercard offering to compete with the Visa Infinite cards issued by other banks in Canada. Until then BMO has only offered Gold or Platinum versions of the various Mastercards they issued. One can assume BMO came out with this card for several reasons. The first is that BMO needed to keep its higher end clientele from jumping ship from their current line of cards to the premium Infinite cards offered by banks like CIBC and RBC. The second reason would be to try and pull some of the current Visa Infinite cardholders away from those other banks, particularly if they are BMO clients to start with. On January 15, 2018 the card underwent some changes which are reflected in this update of the review.

Overview

The World Elite tag is Mastercard's premium card offering much like Visa's Infinite/Signature branding and is a step up from the World Mastercard. To the best of our knowledge, the BMO World Elite was the first World Elite card offering in Canada. With World Elite comes extra benefits and enhancements like Concierge service, extra insurance benefits, exclusive concert/theatre packages and more. These features are what bring the card in-line with the other premium cards in Canada. Much like the RBC Avion Visa, the BMO World Elite Mastercard allows you to redeem for any travel in any class (flights, hotels, cruises etc.) via BMO's own travel agency.

Costs & Sign up Features

The BMO World Elite comes with a heftier $150 primary card annual fee versus the average $120 for many comparable cards including Visa Infinite cards. Currently the card has a limited time offer until April 20, 2018 where you will have the annual fee waived in the first year. The card offers a 35,000 point welcome bonus after spending $3,000 on the card in the first three months which is worth $250 in travel with the newly revised redemption rate of 140 points = $1. Supplementary cards run $50 which is the same for almost all of the Infinite/Platinum/Gold travel credit card offerings from other banks. The interest rate on the card is 19.99% which is in line with its competitors but most people who have this card will be paying off their monthly balances in full.

Earning

The card earns BMO Rewards points and earns those points as follows
3 Points per dollar spent on travel, dining and entertainment purchases (up to $50,000 annualy)
2 Points per dollar spent on all other purchases

Redeeming

On the redemption side, BMO originally made it tough to find out what the redemption ratios were for travel unless you are an actual cardholder. This was changed in 2013 when they set the redemption rate at 100 points = $1 towards travel. However this changed once again on January 15, 2018 when the card and rewards program were revamped.

Continue reading the entire review here