Tuesday, April 28, 2020

Well that didn't last long - Mastercard World & World Elite cards may lose Foodora benefit



At the beginning of the month we let you  know about the new benefits that Mastarcard Canada added to all World and World Elite Mastercards in Canada. The primary new benefits were free global Wi-Fi with Boingo and credits for using Foodora and Ritual. News broke yesterday via CTV News that Foodora will be exiting the Canadian market on May 11.  This news has been confirmed on Foodora Canada's Twitter account:

Image via Twitter
Recommended reading:  A look at the new benefits that have been added to all World & World Elite Mastercards in Canada


At the time of posting there is no mention of this news on Mastercard Canada's website and the offer with Foodora appears to still be valid as they haven't shut down yet. This means you should be able to utilize at least part of the offer of earning up to $30 in credits if use Foodora up to May 10. The offer is $15 off your first order of $30 or more and then $5 off every third order for three orders. The latter is in the form of a voucher awarded after your second order and with less than two weeks before shutdown I wouldn't put my money on receiving those vouchers in time to use them.

It is entirely possible this offer may remain if you use your eligible Mastercard for Foodora purchases outside of Canada as the terms and conditions of the offer doesn't  explicitly state that your order has to be made in Canada. I have reached out to Mastercard if this will be the case but I find it unlikely that the benefit will continue to be offered after May 11.

Hopefully Mastercard Canada is already working behind the scenes to add another benefit that will be of more value to their Canadian cardholders.

Title image via Foodora


Aeroplan further extends reward flight flexible cancellation policy & pausing of mileage expiration


Aeroplan sent us an email this morning to pass along the news that they have further extended several policies this morning in regards the to their response for the COVID-19 pandemic.

Cancellation Policy
They have now further updated the flexible change and cancellation policy for Aeroplan flight rewards. The date you can change or cancel flight rewards with no charge has now been extended to June 30. If you cancel by that time you will  receive all of your Aeroplan Miles back in your account, plus a full refund of any associated taxes, fees and surcharges on the unused value of your travel.

Mileage Expiry
Previously set at May 14, Aeroplan has now paused the expiration of miles until June 29. 
"This means that between now and June 29, if a members' miles were to have expired, they will not. Effective June 30, our normal expiration policy will once again apply, meaning that miles will expire if an eligible transaction has not been completed prior to this date" 
Remember all it takes is earning or redeeming one mile in a 12 month period to keep your Aeroplan account active.

June 29 is an interesting pick for a date to extend it to - one may ask why not June 30? My one guess is that it will allow Air Canada to expire some miles on June 30 and account for liability drop in their Q2 numbers.

Recommended reading:  Receive Air Canada Altitude Prestige 25K status when you earn 50,000 Aeroplan Miles via everyday activities 

Finally a reminder that there are only 2 days left to donate Aeroplan Miles to a COVID-19 charity and earn Altitude qualifying miles for doing so. You'll earn 1 AQM for every 5 Aeroplan miles donated. Since the initiative launched Aeroplan members have donated more than 52 million miles.

Learn more about these Aeroplan updates here

Image via Air Canada

Monday, April 27, 2020

Earn up to 7x Aeroplan Miles for online shopping with the Aeroplan eStore Mother's Day Event

https://www.aeroplan.com/estore/mother-s-day-event/cmothersdayevent-p1.html

A new bonus offer event launched today via Aeroplan's online shopping portal. To celebrate Mother's Day they are offering up to 7x Aeroplan Miles for shopping at select retailers. Going through the list I only saw two 7x miles retailers Aveda and Dyson while the majority of retailers participating are at 3 to 5x miles. The bonus runs from today to May 3 and remember that Air Canada Aeroplan has their Travel from Home promotion running right now where you can earn Altitude Status just by earning 50,000 miles so any and all of these purchases can count towards achieving that status. If you happen to have the Platinum Card from American Express I would use that for any of these purchases as it will earn 2 points per dollar spent which equates to 2 Aeroplan Miles per dollar spent. Finally don't forget to add in your retail loyalty program details like HBC Rewards, Indigo Plum etc. to earn even more points.

A small example of the retailers and bonuses available:


Offer details:
Earn up to 7x Aeroplan Miles for shopping at select retailers online via the Aeroplan eStore shopping portal. Full details. Until May 3, 20

Image via Aeroplan

Friday, April 24, 2020

April 24 Update: Platinum Card offer added to various Rewards Canada features, PC Optimum Bonus Redemption Event, NEXUS interviews postponed further


We have updated some features on the Rewards Canada site to reflect the latest limited time offer of double points and double redemption value for the Platinum Card from American Express. The following have been updated:
The Platinum Card is by far he number one card to have in Canada right now and we have confirmed with Amex that the double points double redemption is not only for existing cardmembers but also for new cardholders.


PC Optimum is offering their bonus redemption event for the next six days. This is where you can get more value out of your points when you redeem them at for shopping in store or online with Shoppers Drug Mart. You can get $65 off when you redeem 50,000 points (Reg. $50), $140 off for 100,000 points (Reg. $100) or $300 off for 200,000 points (Reg $200). This offer runs until April 29! Find out more here.
Image via Shoppers Drug Mart



If you were thinking of applying for NEXUS during this down time you'll have to wait to get it as the U.S. CBP who conducts the interviews for NEXUS and Global Entry have extended the closure of enrollment centres to June 1. (Source Doctor of Credit) 
Image via US CBP


American Airlines has raised the amount you'll have to pay for your first checked bag on flights to Europe and Africa. The new rate is now an insane $75 each way on basic economy fares. (Source Award Wallet)
Image via AA

Hotel occupancy rates in Canada remained below 15% for another week. According to HNN occupancy rates in Canada for the week of April 11 to 18 were 12.8%. Compare this to 77.7% for the same period last year. Once again Quebec was in the 6% range.



Airline Schedule Updates
This will now be a standard feature for the foreseeable future in our daily update posts as we summarize Canadian operations based on data from RoutesOnline

EVA Air is showing 3x weekly service between Toronto and Tapei for May as well as 3x weekly service from Vancouver starting on May 20 (Source RoutesOnline)

Turkish Airlines new Vancouver to Istanbul route has had its launch date further pushed back to July 16. (Source RoutesOnline)


Remember to visit and bookmark our COVID-19 resource page where we are keeping you up to date with all the latest airline, hotel, lounges and loyalty program news, policies, closures and more.
Other resources on Rewards Canada to help you make the most of your points and miles right now:


Posts since our last update:

Deals:

Casper: Take 10% off a mattress with code GOODSNOOZ. Valid through 5/11.

Hello Fresh: save $65 in total, including free shipping on the first box! Find out more here.

Missfresh: Simplify your life with 45% off your first 2 consecutive orders with code SIMPLIFY45. Find out more here.

Enjoy up to 25% off for stays at Radisson Hotels in Europe, the Middle East, Africa, and Asia Pacific. Find out more here Book by May 10 for stays June 10 – August 31, 20
 
Rewards Canada receives a small commission when you use any of the above offers. You don't have to chose to use our links but we thank you in advance if you do.


Canadian Bonus Offers

N/A

Other Bonus Offers

No new bonus offers added today







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Thursday, April 23, 2020

One week left to grab the BMO AIR MILES World Elite Mastercard with up to 3,000 bonus miles + 1st year free


BMO tends to not change up the welcome bonus offers on their credit cards as frequently as other card issuers so we have become accustomed to the current offer on this and other BMO cards. The current welcome bonus on the BMO AIR MILES World Elite Mastercard has actually been around since April 1, 2019!


We now know the next offer for the BMO AIR MILES World Elite Mastercard won't be as rich as this offer that ends on April 30. It'll be decent but not as decent as the current bonus of up to 3,000 AIR MILES Rewards Miles with the first year annual fee waived.  The bonus is broken down as 1,000 miles on your first purchase followed by 2,000 more miles when you spend $3,000 on the card within the first three months of having it. This offer is the richest AIR MILES credit card offer in market right now and in fact has been one of the Top 5 cards for welcome bonuses for months on end as that 3,000 miles with no annual fee is worth no less than $330 towards travel or about $315 in cash if your AIR MILES account is set to earn Cash Miles.  As we recommend right now from our article Shifting your loyalty program strategy to help during these trying and tough financial times we think your best bet is shifting your AIR MILES earn to 100% Cash Miles right now instead of Dream Miles to help supplement current financial situations. Of course if you don't need a financial boost this could be a proactive decision on your part to get the card to fund your future travel once the world gets back to some sort of normalcy.

Not only does the card provide this very rich bonus at no cost other than your spend in those first three months it also has a strong insurance and benefits package, provides discounts on AIR MILES flights in North American and provides all the new and existing Mastercard World Elite benefits like free global Wi-Fi from Boingo, Foodora and Ritual credits and more.

You can learn more about and apply for the BMO AIR MILES World Elite Mastercard here.

The following is the most current offer for this card and may not represent the discussion above:

Summary of global hotel systemwide bonus points promotions – April Edition


Here is your monthly update of all the global hotel bonus points promotions that are available! One of the easiest ways to rack up lots of hotel points is to take advantage of these systemwide bonuses that come from many of the big chain programs and also from the lesser known programs. In fact, right now it should be rare for you NOT to earn a bonus. Unless you are staying at a boutique hotel or perhaps an independent hotel most other hotels out there have a bonus. So take advantage of it! These systemwide bonuses simply require you to register beforehand and they do not affect hotel pricing as long as you book a point eligible rate which are most rates out there. Of course booking through a third party site like Expedia or Rocketmiles does not count as most chains only award points on bookings that are made directly with them. Without further ado here are all the current promotions that are available to everyone:

Provider
Offer
Validity Date
ALL Accor Live Limitless 2,000 bonus Rewards points when you complete two stays at participating Accor Hotels Worldwide. Full details, online registration & booking. (Registration is required) Register and book by May 4 for stays until Sep 30, 20
For a complete listing of all ALL Accor Live Limitlessbonus point offers please visit Rewards Canada's ALL Accor Live Limitless page
Best Western Rewards No Offers at this time
--
For a complete listing of all Best Western Rewards bonus point offers please visit Rewards Canada's Best Western page
Choice Hotels Privileges Earn up to 8,000 Bonus Privileges Points after every two separate qualifying stays at participating Choice Hotels Worldwide. Full details, online registration & booking (Registration is required)
For residents of the U.S. and Canada only
Registered members will be awarded a minimum of 5,000 to a maximum of 8,000 bonus points after the second qualifying stay. The number of bonus points awarded depends on the number of base points earned from the two separate qualifying stays, with points varying by hotel. The total of base points plus bonus points awarded, however, will be at least 8,000 points, which is the number of points required for a future free night at over 1,000 Choice® hotels worldwide

Mar 7 - Apr 26, 20
For a complete listing of all Choice Privileges bonus point offers please visit Rewards Canada's Choice page
GHA Discovery No Offers at this time
--
For a complete listing of all GHA Discovery bonus offers please visit Rewards Canada's GHA page
Hilton Earn 2,000 Bonus Honors points per stay at Hilton Hotels worldwide plus 10,000 bonus points for every 10 nights stayed. Full details, online registration & booking (Registration is required ) Until May 31, 20
For a complete listing of all Hilton HHonors bonus point offers please visit Rewards Canada's Hilton page
Hyatt Double World of Hyatt Points with each stay starting with your second qualifying stay at over 1,000 participating Hyatt Hotels worldwide. Hyatt credit card holders will earn an extra 1,500 Bonus Points with each qualifying stay, starting with the second, that includes a Friday, Saturday or Sunday night. This offer is now closed for registration but stays until May 15 will count Register by Mar 31 for stays Feb 15 – May 15, 20
For a complete listing of all Hyatt Gold Passport bonus point offers please visit Rewards Canada's Hyatt page
InterContinental Hotels Group Earn up to 4x IHG Rewards Club Points for stays at participating IHG Hotels Worldwide. This offer is now closed for registration but stays until May 15 will count
Earn 1,000 points on your 1st night
Double Points for nights 2-5
Triple Points for nights 6-14
Quadruple points for night 15+
Register by Apr 15 for stays until May 15, 20 
For a complete listing of all IHG Priority Club bonus point offers please visit Rewards Canada's IHG page
Marriott 2,000 Bonus Bonvoy Points on each stay starting with your second stay at over 7,200 Marriott Hotels worldwide. Full details, online registration & booking. (Registration is required) Register by May 31 for stays Mar 17 – Jun 14, 20
For a complete listing of all Marriott Rewards bonus point offers please visit Rewards Canada's Marriott page
Millennium Hotels My Millennium 2,000 Bonus My Millennium Points + 10% off + complimentary upgrade for stays of 2 or more night at participating Millennium Hotels Worldwide. Full details & online booking. Book by Jun 30 for stays until Dec 31, 20
For a complete listing of all Millennium Hotels My Millennium bonus point offers please visit Rewards Canada's My Millennium page
Preferred Hotel Group iPrefer No offers at this time --
For a complete listing of all Preferred Hotel Group iPrefer bonus point offers please visit Rewards Canada's iPrefer page
Radisson Rewards No offers at this time --
For a complete listing of all Radisson Rewards bonus point offers please visit Rewards Canada's Radisson Rewards page
Red Roof Inns RediRewards No offers at this time --
For a complete listing of all Red Roof bonus point offers please visit Rewards Canada's RediRewards page
Shangri-La Golden Circle No offers at this time --
For a complete listing of all Shangria-La bonus point offers please visit Rewards Canada's Golden Circle page
Sonesta Hotels Travel Pass No offers at this time --
For a complete listing of all Sonesta Hotels bonus point offers please visit Rewards Canada's Travel Pass page
Voila Hotel Rewards 30% Bonus VHR Points for each stay at any participating VOILÀ hotel Worldwide. Full details & online registration (Registration is required) Until Jun 30, 20
For a complete listing of all Voila Hotel Rewards bonus point offers please visit Rewards Canada's VHR page
WorldHotels Rewards Quadruple Rewards Points for stays at all participating WorldHotels locations Worldwide. Full details & online booking
Until Apr 30, 20
For a complete listing of all Wyndham Rewards bonus point offers please visit Rewards Canada's WorldHotels page
Wyndham Rewards Earn 5,500 Bonus Wyndham Rewards Points  when you complete 2 separate stays at Wyndham Hotels Worldwide. Full details, online registration & booking. (Registration is required) Register and book by Apr 26 for stays until May 21, 20
For a complete listing of all Wyndham Rewards bonus point offers please visit Rewards Canada's Wyndham page



April 23 Update: Guide to RBC Royal Bank 'RBC Offers', 20 bonus miles via AIR MILES Shops, new airline schedule update section




By now you are most likely familiar with our Guide to Amex Offers page where we summarize all the limited time offers and provide a guide on how to access them. We have now set up the feature for RBC in our new Guide to RBC Royal Bank 'RBC Offers'. It follows the exact same format as our Amex guide by listing the current offers followed by a guide on how to use them.  Check out the feature here. This feature will most definitely need the help of the Rewards Canada community as we only hold the WestJet card in our household - so if you have the Avion, BA or Cathay Pacific cards please let us know if you have any other offers available to you!


American Express has now confirmed the duration of the increased Use Points for Purchases redemption offer. You have until September 30 to redeem points for any purchase made on your cards at the 1,000 points for $10 rate. This is instead of the standard 1,000 points for $7 and is for cards like the American Express Cobalt Card and Gold Rewards Card. Of course if you have a Platinum Card this has been doubled so you get $20 for every 1,000 points until July 20. Related: Limited Time Offer: Increased value in American Express Use Points for Purchases
Image via American Express 


AIR MILES shops has another bonus running until April 27 for shopping online at any of their partner retailers. You can receive 20 bonus AIR MILES Reward Miles when you spend $50 or more in one transaction. Learn more about the offer here.
Image via AIR MILES


In the past we've let you know about an extra lounge benefit for the Platinum Card from American Express where you could access Lufthansa business class lounges in Frankfurt and Munich. This benefit has now been extended to July 31, 2020 - not that it is of much use to travellers right now but it is good to know should you be able to travel in the next couple of months. What this tells me in reality is that it has now been extended several times over the past few years that in all likelihood it will be extended again after July 31. Learn more here.
Image via American Express


Airline Schedule Updates
This will now be a standard feature for the forseeable future in our daily update posts as we summarize Canadian operations based on data from RoutesOnline

Air China's latest update has them flying once weekly between Vancouver and Shenyang and Beijing in May (Source RoutesOnline)

China Eastern's latest schedule update has them flying one flight per week between Toronto and Shanghai for the month of May. (Source RoutesOnline)

Etihad is showing 5x weekly service resuming between Toronto and Abu Dhabi on May 16 (Source RoutesOnline)

Hainan Airlines's latest update has them flying once weekly between Toronto and Xi'an and Beijing (Source RoutesOnline)

Korean Air's latest schedule update shows 3 flights per week in June between Vancouver and Seoul and boosted to 5x weekly in July. (Source RoutesOnline)


Remember to visit and bookmark our COVID-19 resource page where we are keeping you up to date with all the latest airline, hotel, lounges and loyalty program news, policies, closures and more.
Other resources on Rewards Canada to help you make the most of your points and miles right now:


Posts since our last update:

Deals:

Casper: Take 10% off a mattress with code GOODSNOOZ. Valid through 5/11.

Hello Fresh: save $65 in total, including free shipping on the first box! Find out more here.

Missfresh: Simplify your life with 45% off your first 2 consecutive orders with code SIMPLIFY45. Find out more here.

Rewards Canada receives a small commission when you use any of the above offers. You don't have to chose to use our links but we thank you in advance if you do.


Canadian Bonus Offers

N/A

Other Bonus Offers

British Airways Executive Club
- 800 Bonus Avios when you join e-Rewards and complete your first online survey. More... Until May 15, 20

Marriott Bonvoy
- 2,000 Bonus Bonvoy Points PER NIGHT for stays at the Tysons Corner Marriott. More... Until May 31, 20
- 1,500 Bonus Bonvoy Points PER NIGHT on Thursday-Sunday nights at The Westin South Coast Plaza, Costa Mesa. More... Until Jun 1, 20

Radisson Rewards
- 2,500 Bonus Radisson Rewards Points and up to 25% off for stays at participating Radisson Collection, Radisson Blu, Radisson RED, Radisson, Park Inn by Radisson, Park Plaza, and Country Inn & Suites by Radisson hotels in Europe, the Middle East, Africa, and Asia Pacific. More... Book by May 10 for stays June 10 – August 31, 20

Singapore Airlines KrisFlyer
- Double KrisFlyer Miles when you book hotel stays via Trip.com PointsPLUS. More... Book by May 31 for stays until June 30, 20






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IHG Rewards Club finally provides elite status extension through to January 2022



IHG or InterContinental Hotels Group has taken more of a follow than lead position with the COVID-19 Pandemic in terms of what they are doing with their loyalty program, IHG Rewards Club. Initially they came out with lower re-qualification requirements and took some time to then provide a pause on the expiring of points - the latter I'm thankful for as my balance of 80,000+ points was due to expire in May. Up until now they stayed mum on the extension of elite status even though most of their competitors did so at various times over the past month. Good news is they have now gone that route and will provide all current elite members with an extension of their status:

Here is the statement from IHG:
All members’ program status will be automatically extended through January 2022, allowing members to enjoy all the benefits of the status they earned during 2019.
This is great news for those members who do have status and it puts IHG in line with its competitors. If you don't have status the lowered qualification criteria remain in place - not that many of us are travelling but perhaps in a few months that may change.

As a reminder here are the adjusted elite status qualification criteria:


Also as part of this latest update IHG if you are a Spire Elite member you will receive another choice benefit of  25,000 bonus points or the ability to gift Platinum Elite status. This is an addition to the same benefit you should have already received. 

Learn more about IHG Rewards Club's policies here 

All images via IHG


Wednesday, April 22, 2020

Hygiene Hand Antimicrobial Brass Door Opener and Stylus - perfect for inflight entertainment, airport check in touch screens and more


A few days ago my wife told me about this new Kickstarter project for an Antimicrobial Brass Door Opener and Stylus. We looked at it, decided to back it and ordered some of them. According to the latest email we have received from Hygiene Hand they should be shipping out next week some time.


So what is this Hygiene Hand? It is a small brass tool that you can use to pull doors open, touch screens like ATMs and much more. Essentially it provides a way to touch surfaces that can be contaminated without actually touching them by hand or finger. Normally I don't write about products like these, especially if they aren't travel related but I do see this product being extremely useful when you do travel. Think about your seat on the airplane and the inflight entertainment system. On so many airlines the IFE is primarily a touch screen so you can use this tool to navigate it without actually touching it!

You won't have to actually touch the touch screen anymore
Image courtesy of Air Canada
Use the tool to touch the screen instead of your finger

According to Hygiene Hands brass is inherently antimicrobial so it should help prevent the spread of germs. Even if it isn't I like the concept of having it as tool to perform the actual touching of high contact areas rather than using my own hands or fingers. Ultimately I see as a way to being able to limit potential exposure. I can see utilizing the tool to open doors at airports, hotels and so many other places. I can see us using it for self check in touch screens at the airport or hotel. It really seems like there can be so many potential uses for it.

Use it for your airport self service check in
Image via Calgary Airport Authority

We backed and ordered the project at the $85 level where we will get 5 of the tools - one for each member of the family and one extra. I'll follow up another post once we receive them and have a chance to use them in our everyday lives. Granted it most likely won't be travel related just yet but we should be able to extrapolate day to day use to future travel use.

Learn more about and order the Hygiene Hand Antimicrobial Brass Door Opener and Stylus here


All images via Hygiene Hands unless otherwise noted


Tuesday, April 21, 2020

Wow this is an amazing deal! Platinum Card from American Express will earn Double Points on top of the doubling of Use Points for Purchases


An email just came through from American Express for my Platinum Card that provides even further detail to our post from earlier today: Limited Time Offer: Increased value in American Express Use Points for Purchases (1,000 points = up to $20!) which effectively doubles that! From today until July 20 you will earn double points on all purchases made on the Platinum Card from American Express and double the value on redemptions. This has made the Platinum Card the best cash back card in the market for the next three months.

Here is an excerpt from the email:
Earn Double the Points
Through Double Rewards, over the next three months, you will earn double rewards points on all your spend: any retailer, anywhere and anytime*. Food delivery. Check. Online retailers. Check. Streaming services. Check.
Enjoy Double the Value
Additionally, if you choose to pay (or partially pay) for any purchase charged to your Platinum Card with points – through the Use Points for Purchases program – you’ll enjoy twice the value.
The Platinum Card normally earns 3 points per dollar on dining, 2 points on travel and 1 point per dollar on everything else. This means that from today until July 20 it will 6 points per dollar on dining, 4 points per dollar on travel (you can pretty much excuse this one) and 2 points for everything else. The doubling of points is great but it doesn't end there.
 As we already posted this morning you can now also redeem 1,000 points for a $20 credit with the Platinum card for any purchase you make. Normally it is 1,000 points for $7, but four days ago that was boosted to 1,000 points for $10 and then of course with the launch of today's promo it is now $20.
This now makes the card with the highest potential cash back return rate. At 6 points per dollar for dining and $20 for 1,000 points your cash back return rate is a whopping 12%!! Travel is 8% and all other spending is 4%! No other cards provide 4% back on non-bonus spending. And since this offer runs until July 20 you still have time to get this card to get in on the offer Yes the card has $699 annual fee thanks to its amazing suite of travel benefits and insurance that aren't of much use right now but hopefully by 2021 you'll be able to use them. However when you do get the card it is offering up to 60,000 points as a welcome bonus which is broken down as 50,000 points when you spend $3,000 in the first three months. If you can do that you now have $1,000 in cash back as your redemption rate is doubled until July 20! So yes the $699 annual fee is totally worth it. And then after 6 months you'll get an additional 10,000 points!

 This new promotion has totally set the Platinum Card front and center in our market. 
Key terms of this offer:
*You will earn three additional points for each dollar charged at restaurants, quick service restaurants, coffee shops and drinking establishments in Canada (for a total of six points). You will earn two additional points for each dollar spent on travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales, but not including local and commuter transportation (for a total of four points). You will earn one additional point for each dollar spent when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified (for a total of two points). Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do not include annual fees, interest charges, other fees, and cash equivalent transactions. Points will typically be credited to your Membership Rewards account within 5 days after an eligible purchase you made is posted to your account. Additional terms and restrictions apply.
**The value of your Membership Rewards points when redeemed for the Use Points for Purchases option will automatically double per point for the period of the offer. From April 21st until July 20th, 2020, when you redeem points under the Use Points for Purchases program, each 1,000 points = $20 statement credit for both travel and all other eligible purchases charged to the Card.