Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when some of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we see four first year free cards on the list! And remember this list is based on minimum value towards travel which we calculate as the minimum value of the welcome bonus less the annual fee. It is entirely possible to receive more value out of the welcome bonuses on some the cards below namely those like Aeroplan and Marriott.
I
should note there is one other business card to take a look at and that
is the Business Platinum Card from American Express. If you know someone
who can refer you to it you can get a pretty big bonus of 75,000 points
when you spend $7,000 on the card. The card does have a $499 annual fee
so it's minimum travel value is $251 but you can boost that by
converting to Aeroplan which would give a minimum $401 value.
Here are our top 5 small business credit card sign up offers for April:
TD® Aeroplan® Visa* Business Card
Minimum value: $600
The new Aeroplan cards are here and the bonus offer on the mainstay
TD Business card provides 25,000 Aeroplan points, a Buddy Pass and an annual fee
rebate for the primary and first additional cardholder. All told the
points and buddy pass are worth no less than $600 in our minds and in
reality should be worth much more than that. To get in on this bonus you
have to apply by May 30, 2021. Learn more about the Buddy Pass here and the New Aeroplan program here.
CIBC® Aeroplan® Visa* Business Card
Minimum value: $540
CIBC's
equivalent of the above TD provides 20,000 Aeroplan points, a
Buddy Pass and an annual fee
rebate for the primary cardholder but goes beyond and offers first year
free on the first three additional cardholders. All told the
points and buddy pass are worth no less than $540 in our minds and in
reality should be worth much more than that. Learn more about the Buddy Pass here and the New Aeroplan program here
Like the other BMO Business card on this list, this card comes with a first year annual fee waiver which means the 3,000 AIR MILES welcome bonus comes at no extra cost. To receive the welcome bonus you need to spend $5,000 on the card in the first three months of having the card. We value AIR MILES Reward Miles at no less than 11 cents each when you redeem for travel so that puts this welcome bonus value at a minimum of $330. When you redeem with Cash Miles the value is $310.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
Image by Gerd Altmann from Pixabay
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