Tuesday, August 25, 2020

WestJet RBC Mastercard offer of 2x rewards on grocery and restaurant purchases extended to September 30



WestJet's accelerator offer for their two credit cards issued by RBC has now been extended to September 30. Initially slated to end on August 31 the 2x rewards on grocery and restaurant purchases can now be enjoyed by cardholders (both existing and new) for another month. If you missed our initial post from the end of June about this promotion you'll want to read on to how this offer differs from some of the others in the market right now. The main difference is that WestJet and RBC are giving you three options to choose from on how you want to receive your double rewards.  Those options are double your WestJet dollars (the regular type of earn for these cards), a statement credit (cash back) or a donate those rewards to help support your community.


When you go to the offer registration page you will be asked which reward you want and you'll need to  input your 16 digit card number as well as your WestJet Rewards ID.

This was a smart move by WestJet and RBC to offer the various reward options due to the uncertainty of travel for many Canadians right now and have been holding back on using their WestJet cards for purchases. By providing the additional reward options outside of just earning WestJet dollars it will definitely encourage cardholders to shift their spend back to these cards. I feel a lot of those cardholders have or will choose the statement credit option to help keep finances in check. The good news about the  statement credits is that they will post within 3-5 days after each transaction, you don't actually have to wait until your statement date to receive them. Then there will be some who are planning for future travel who will obviously be choosing to earn the extra WestJet dollars while a smaller percentage will say "I don't need more WestJet dollars, I don't need statement credits, I'm going to donate those double rewards" which by the way will be going to Food Banks Canada.

The double rewards will be awarded on all eligible grocery, restaurant and fast food purchases until September 30 with Mastercard's Merchant Category Codes: 5411, 5812 and 5814. Popular food delivery services likes UberEats and DoorDash are included in those. However some like Costco are not but I do recall some readers of ours letting us know that Walmart Supercentres do code as grocery so it should count towards double rewards.

The double rewards will be offered on all eligible purchases up to $10,000 per primary and secondary card. That means if you have one WestJet card and have a supplementary user on your account you can each earn the double rewards for $10,000 spend on each card ($20,000 in total). For example in our household both of our kids are supplementary cardholders on my wife's account which means each cardholder gets that $10,000 cap or the potential to earn double rewards on up to $30,000 in spending. Add in my separate WestJet card (my wife and I each have our own accounts: Why my wife and I each grabbed our own WestJet RBC World Elite Mastercards) and we have $40,000 total in our household that we can earn double rewards on. I know we won't hit $40,000  in those categories but it's nice to know we're not capped like some other issuers who have done so at amounts as low as $1,000.

Click here to learn more and to register your card to take part in the 2x rewards on grocery and restaurant purchases on WestJet Mastercards

If you don't have a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard the great news is that you can also get in on this offer. As soon as you apply and are approved for the cards be sure to register for the offer and you'll start earning those double rewards. I would recommend applying sooner than later so that you can maximize the time period you have for earning the double rewards. Ideally you'd want to go for the WestJet RBC World Elite Mastercard as it has a boosted welcome bonus of 350 WestJet dollars (which has now been extended until October 31) and the ever famous companion flight vouchers and first bag free benefits for when you are ready to travel again but if you don't need those extra benefits or don't meet the eligibility criteria for it the WestJet RBC Mastercard is also a great option.


The Top Cash Back Credit Cards for 2020

 

Rewards Canada's fourth annual Top Cash back Credit Card rankings are now up on the main Rewards Canada site! They are out later than usual when compared to the past and this due to the fact that I changed the way we rank the cards and also how we'll update it. No longer will the rankings be a once a year set list not to be touched until the following year. They are now dynamic and will be updated as required based on the various cards welcome offers, earn rates and benefits. If one of the top card changes and say comes out with a super strong welcome bonus chances are it will move up the list and vice versa. The other big change is how we rank the cards as based on feedback we put a heavy focus on the actual cash back earned, especially in the first and second years. This really changed the rankings as there are cards right now that are being offered as first year free and have a 10% welcome earn rate. Those cards all do well in the rankings thanks to those offers but as I already mentioned once those offers disappear or another great offer comes out the rankings can and will change. I'll be sure to provide an updated post here on the Rewards Canada blog each time the rankings do change.

The rankings are also somewhat subjective as I took a set breakdown of spending and spend levels to compare how much cash back is earned on each card. That spending breakdown will totally vary for each and every person. I would love to hear from our readers on what you think about the spending breakdown percentage and what it actually looks for you. The more feedback I can get from a wide variety of readers with a different spending habits I feel the more accurate I can make that breakdown for the majority of the population. This is the spending breakdown I used for this version of the Top Cash Back Credit Card rankings:

  • 30% Groceries
  • 5% Dining
  • 10% Gas
  • 10% Travel
  • 5% recurring bills
  • 40% other
 

India's Vistara Airlines added as a new Air Canada Aeroplan partner

 

Aeroplan added a third new airline partner is just as many months that members can earn and redeem miles with. That airline is Vistara which is based in New Delhi India and it flies mostly to  destinations within India but does have service to Bangkok, Colombo, Dubai, Kathmandu, and Singapore. They are also launching flights between London and Delhi later this week that will run for only a month as part of a special travel bubble but hopefully that opens up the option for the airline to serve London on a full time basis sometime in the near future.

If you will be flying on Vistara in the future on a paid ticket and are crediting that flight to Aeroplan here is what you can expect to earn:


On the redemption side you can redeem miles to fly on Vistara according to Aeroplan's Fixed Mileage Reward Chart which you can find here. As of November 8 those mileage amounts will change when the new partner reward point requirements kick in. Aeroplan let us know that Fuel Surcharges do no apply to Vistara operated flights which will become standard on all Aeroplan partners as of November 8 as well. However if you redeem for award flights on Vistara on or after November 8 those will be subject to the new $39 partner airline booking fee. The good news is, just like other Air Canada partner airlines Vistara flights can be combined with flights operated by Air Canada and other international partners.

Learn more about the Aeroplan Vistara partnership here.

Image via Vistara

Monday, August 24, 2020

New Amex Offers for Dollarama - $5 statement credits or 500 bonus Membership Rewards Points

Thanks to an early morning email from Rewards Canada contributor Jeff W. we have a  new Amex Offers offer to pass along on to you. This one is for shopping at Dollarama and doesn't require a big spend so it should appeal to a lot of cardholders. There are two versions of the offer depending on the American Express card you have. If you have a Marriott Bonvoy American Express  like my wife and Jeff W have the offer is for a $5 statement credit when you spend $20 or more in one transaction. The credit can be earned twice per account. If you have a Membership Rewards earning card the offer is for 500 bonus Membership Rewards points when you spend $25 or more in one transaction. This points offer can also be earned twice. For me the points offer showed up in my account today for the American Express Cobalt Card and the  Platinum Card from American Express however did not see it on the American Express Gold Rewards card.

Per our reader Len who commented below there is also an offer for the Business Platinum Card from American Express of a $30 credit when you spend $150 at Dollarama.




The terms say it is limited to first 40,000 cards that register for the offer. I'm not sure if this is combined between the two separate offers or 40,000 for each.

If you are eligible you'll find both offers in your Amex account for you to register for. We also have them listed in our Guide to American Express Canada 'Amex Offers'

Here is our current list of offer pulled from our guide (which you will find this chart concept of Amex offers and which cards they apply to has been copied by another Canadian points blog for the past few months 😉 We do not work with that other blog just in case you were wondering about the similarity)

 

Merchant

Offer Details

Known cards to have this offer

Expires

Earn up to $250 in statement credits when you shop in-store or online at participating locations of Sobeys, Metro, Longo’s (including Grocery Gateway), Save-On-Foods, and Uber Eats American Express Cobalt Card Aug 27, 20
Spend $80 or more with goodfood (doesn't have to be in one purchase) and receive a one-time $20 statement credit  American Express Cobalt Card Marriott Bonvoy American Express Card Aug 31, 20
Spend $80 or more with Hellofresh (doesn't have to be in one purchase) and receive a one-time $20 statement credit  American Express Cobalt Card Marriott Bonvoy American Express Card Aug 31, 20
Earn 1 bonus Membership Rewards point for every dollar in qualifying purchases using your registered Card at www.dell.ca/workdeals American Express Cobalt Card Sep 30, 20
Spend at least $100 in qualifying electricity and natural gas purchases and earn a $25 statement credit. Limit of 6 credits. American Express Cobalt Card  Sep 30, 20
Spend at least $100 in qualifying purchases using your registered Card at participating Ivanhoé Cambridge Guest Services kiosks or at www.shopping.ca/amexoffer by 30/09/2020 and earn a $20 statement credit. Limit of 3 credits. American Express Cobalt Card Marriott Bonvoy American Express Card Sep 30, 20
Spend at least $250 in qualifying purchases using your registered Card at participating ROBINSON location(s) or at www.robinsonco.ca by 30/09/2020 and earn a one-time $50 statement credit. American Express Cobalt Card Marriott Bonvoy American Express Card Sep 30, 20
Spend at least $100 in qualifying purchases using your registered Card at www.wayfair.ca/amex and earn a one-time $15 statement credit  American Express Cobalt Card Marriott Bonvoy American Express Card Sep 30, 20
Spend $750 or more with Burberry (doesn't have to be in one purchase) and receive a one-time $150 statement credit American Express Cobalt Card Marriott Bonvoy American Express Card Oct 31, 20
Spend $100 or more with Lululemon on the Lululemon mobile application or online only at shop.lululemon.com, (doesn't have to be in one purchase) and receive a one-time $20 statement credit American Express Cobalt Card  Oct 31, 20
The Chesterfield Shop Spend at least $250 and earn a $50 credit. Register your card here. Unknown at this time Nov 1, 20
Spend at least $20 and Earn a $5 credit. Credit can be earned up to 2 times. Must spend at least $20 in a single transaction (not cumulative) Marriott Bonvoy American Express Card Dec 6, 20
Spend at least $25, Earn 500 bonus Membership Rewards® points. Credit can be earned up to 2 times. Must spend at least $25 in a single transaction (not cumulative) American Express Cobalt Card  Dec 6, 20
Spend at least $150 and Earn a $30 credit. Must spend at least $30 in a single transaction (not cumulative)Dec 6, 20

Key to the cards:

American Express Cobalt Card American Express Cobalt CardAmerican Express Gold Rewards Card American Express Gold Rewards Card Marriott Bonvoy American Express Card Marriott Bonvoy American Express Card
American Express Cobalt Card The Platinum Card from American Express Business Platinum Card® from American Express

 

For more details on or to apply for any of the American Express Cards listed above please visit Rewards Canada's American Express offers page.