Tuesday, April 4, 2017

Tangerine Money Back MasterCard losing value on April 29th

Lots of buzz surrounding the news that came out last week about the Tangerine Money Back Credit Card. The card that sort of stormed onto the market last year already had one change where its coveted 4% back in select categories for the first three months of having the card was removed earlier this year and now the following is happening on April 29th:
  • All spend that doesn't fall under your 2 or 3 selected bonus categories drops from 1% to 0.5%. That's right, half a percent
  • The foreign transaction fee moves from 1.5% to 2.5%. Making it equal to most cards in Canada
  • Some other fees are also being affected, here is the whole list of changes:
This card has quickly turned from being one of the better ones out there to just an average cash back card. It is really unfortunate to see this change especially when some other cards are being enhanced to provide better cash back rewards. When considering a cash back card you should always refer to our Cash Back Comparison chart to see what card will work best for you.

Here is what remains the same on the card:

To learn more about the Tangerine card click here.

What are everyone's thoughts? Do you currently have the card and will you keep it after these changes?


Club Carlson: Triple Gold Points on all stays Worldwide + 5,000 bonus points for Sun/Mon nights


Only two days separated Carlson Rezidor's last systemwide Club Carlson promotion to the launch of their new one. This one offers up triple points on all eligible stays worldwide but then throws in an extra 5,000 points per night on Sunday and Monday nights. All told if you have a stay that spans those two nights you'll earn Triple Points + 10,000 points. More than enough points for a free night at the lowest end hotels which start at 9,000 points per night!

Offer details:
Earn Triple Gold Points for stays at any participating Carlson hotels worldwide.  Plus, you can earn an additional 5,000 bonus points Gold Points for each Sunday and Monday night* during an Eligible Stay during the Promotional Period for up to 10,000 additional bonus Gold Points. Register Online (Registration is required) then book online at at Radisson, Park Plaza, Country Inns & Suites, Radisson Blu, Radisson Red or Park Inn  Until Jun 30, 17

*Eligible Stays completed at hotels in Bahrain, Egypt, Kuwait, Libya, Oman, Qatar, Saudi Arabia and United Arab Emirates will earn the 5,000 bonus points for stays on Saturday and Sunday nights.

Find more Club Carlson bonus points offers here!

Monday, April 3, 2017

You can now redeem WestJet Rewards dollars on select Delta flights


Although it hasn't been officially announced Officially announced now by WestJet, news broke last week about WestJet Rewards' first airline redemption partner! You will now be able to redeem WestJet Rewards dollars for select flights on none other than Delta Airlines. It has been in the works for quite a few months and WestJet has alluded to it for sometime now. Some thought it may have been Qantas first (based on their press release from last year) but WestJet and Delta have a relationship going back quite a few years now so it only makes sense for the Atlanta based airline to be WJR's first airline redemption partner. On the flip side you can now also redeem Delta SkyMiles for flights on WestJet (info on that will come in a separate post)

Unlike redemptions on WestJet where one WestJet dollar equals one Canadian dollar towards airfare, the WestJet Rewards redemptions for travel on Delta are a flat rate award chart style. To start the redemption portion of the partnership there are only a few select Delta routes where you will be able to redeem WestJet dollars for and you will only be able to redeem for economy class at this time.

These are the cities that Delta serves that you will be able to redeem for with WestJet Rewards
  • Paris, France
  • Rome, Italy
  • Madrid, Spain
  • Tokyo, Japan
  • Hong Kong, China
  • Shanghai, China
  • Sydney, Australia
Here are the WestJet dollar requirements for each area:
  • Canada to Europe: 400 WestJet dollars each way (800 round trip)
  • Canada to Japan or China: 640 each way (1,280 round trip)
  • Canada to Australia: 750 each way (1,500 round trip)
    All the above do not include taxes or fees
    Above rates are subject to change when this new redemption feature is fully rolled out
The above rates are valid from any Canadian city that WestJet serves which can make this very valuable in those cities where fares tend to be high, for example redeeming 1,500 WestJet dollars between Vancouver and Sydney may not be the most ideal but redeeming that amount from Gander or Halifax can prove to be a great deal.

Here is are some examples of Delta redemption options we found on WestJet's site:


We spoke with WestJet a few weeks ago about the new options and the rates appear to be tied into the credit card earn rate with WestJet while using Aeroplan as their primary comparison focus rather than many of the travel anywhere credit cards that are available. They also advised us that the redemption rates showing on their website are subject to change when this redemption option is officially announced and rolled out completely.

With that said let's compare what it takes you to get that round trip economy class ticket between WestJet and Aeroplan, strictly with credit card spend on their most popular credit cards:
 

WestJet RBC World Elite
MasterCard
TD Aeroplan Visa Infinite
Canada to Europe
Minimum spend: $40,000 $40,000
Maximum spend: $53,334 $60,000
Canada to Japan or China
Minimum spend: $64,000 $50,000
Maximum spend: $85,334 $75,000
Canada to Australia
Minimum spend: $75,000 $60,000
Maximum spend: $100,000 $90,000

As you can see the WestJet card comes out ahead for their flights on Delta to Europe but for Japan or China and Australia you come out behind in spend requirements. Remember though this is just a baseline comparison for credit card spend and does not take into account other earning from flights and partners or even other potential credit cards. You also have to take into account fees and surcharges that will be tacked onto these flights so for a proper comparison you should look at United flights with Aeroplan since those will route via the U.S. like WestJet's flights with Delta and both airlines will have comparable taxes and fees.

Overall this is great news for WestJet Rewards members. The more options you have to use your dollars the better. It will be nice to see if more Delta flights are added for cities within the U.S., South America and even Africa. Also don't expect this to be the only redemption partner added this year, as we already know Qantas is coming down the line but there is at least one more very exciting partner that will be also be added!

Let us know what you think about this latest addition to the WestJet Rewards program! Will you make use of it? Does it make you want to consider the program more so now then ever? Simply comment below!

 

WestJet

WestJet RBC World Elite MasterCard

$250 WestJet dollars Bonus + Annual $99/$299/$399 Companion Flight when you sign up for and receive the WestJet RBC World Elite MasterCard.
- Earn 1.5% back in WestJet dollars on every purchase you make with your card
- Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
- Companion flight vouchers are an annual benefit.
- First bag free for the primary cardholder up to 8 people traveling on the same reservation to anywhere WestJet flies!

Apply NowAdvertisement

April 3 Update: Now earn Aeroplan Miles with Payless car rental, RBC Rewards+ added to Rewards Canada & more!

News, Tips & Tricks
Aeroplan
members can now earn 50 Miles for each eligible Payless car rental at participating locations on and off airport including in Canada, U.S., and internationally.


The Scotia More Rewards Visa Card celebratory 15,000 point sign up bonus has been extended to August 31st!

However the current 25,000 point + FYF offer for the Scotia Gold American Express Card will be cut short on April 30th instead of July 31st. We don't know what the new offer will be on May 1st yet but as soon as we do we'll be sure to pass it along!

The RBC Rewards+ Visa Card has been added to various pages across our site such as our RBC page and Comparison of all travel rewards credit cards.



Posts since our last update:


Canadian Bonus Offers
Air Canada / Aeroplan
- Earn up to 7x Aeroplan Miles on all purchases made via the Aeroplan eStore. More... Until Apr 16, 17


Other Bonus Offers
Hyatt World of Hyatt
- Earn Double World of Hyatt Points on all Hyatt stays Worldwide and participating M life Rewards destinations starting with your second stay. More... Until Jun 30, 17

Marriott Rewards
- 1,000 Bonus Rewards Points & $100 F&B credit for stays of 5 or more nights at the Fiji Marriott Resort Momi Bay. More... Until Jun 24, 17
- 1,000 Bonus Rewards Points PER NIGHT for stays at the new Courtyard or Residence Inn Dallas Plano/Richardson. More... Until Jun 28, 17

SriLankan FlySmiles
- Triple FlySmiles Miles for stays at participating Hilton hotels in Asia Pacific. More... Until Jun 30, 17

Stash Hotel Rewards
- Double Stash Rewards Points for stays at the Perdido Beach Resort Orange Beach. More... Until Apr 30, 17
- Double Stash Rewards Points for stays at Tower 23 San Diego. More... Book by Apr 30 for stays until Oct 31, 17
- Double Stash Rewards Points for stays at The Domain Hotel Sunnyvale. More... Until Apr 30, 17
- Double Stash Rewards Points for weekday stays at The Willows Hotel Chicago. More... Book by Apr 30 for stays until May 31, 17
- Earn up to Quadruple Stash Rewards Points for stays at The Wilshire Grand Hotel West Orange. More... Until Apr 30, 17
- 500 Bonus Stash Rewards Points PER NIGHT for stays at the Hotel Providence. More... Until Apr 30, 17
- Double Stash Rewards Points for stays of 2+ nights at The Restoration Charleston. More... Until May 1, 17
- Triple Stash Rewards Points for stays at The Edgewater, A Noble House Hotel Seattle. More... Until Dec 30, 17


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In-Store AIR MILES Cash redemption to resume on April 5th

Great news for AIR MILES Cash collectors - you'll once again be able to use your miles for in-store redemption starting this Wednesday.

Here is a major excerpt from today's press release:

TORONTO, April 3, 2017 /CNW/ - Today, the AIR MILES® Reward Program announced that in-store AIR MILES Cash redemptions will resume on Wednesday, April 5th at 5:00 a.m. EST. Collector Account security is a top priority for AIR MILES, which is why the company is also announcing a series of additional fraud management policies that will help to enhance Account security for all Collectors. 
AIR MILES believes that the policies outlined below, which are a combination of existing and new processes, will help to mitigate fraud risk for Collectors, while enhancing Collector Account security and delivering a user-friendly in-store Collector experience:
Mitigating Fraud In-Store – effective April 5, 2017
  • Collectors will now have a daily cap of $50 for in-store AIR MILES Cash redemptions across all Partners, per Collector Cash Account, per day. This translates to a maximum redemption of 475 Cash Miles per day.
  • In-store AIR MILES Cash redemptions will exclude gift cards and near-cash products (i.e. pre-paid credit cards).
Collector Account Management
  • To access Collector Cash and Dream balances on www.airmiles.ca, Collectors must log in to their Account using their Personal Information Number (PIN).
  • Collectors who forget their PIN are encouraged to use the self-serve tool located on the company's website to create or reset their PIN.
Existing Fraud Detection Activities
  • In-store redemption of AIR MILES Cash prompts an email to the Collector to inform them of the transaction while also providing instructions on what to do if the Collector was not the party who used Cash Miles in-store.
  • AIR MILES' Anti-Fraud Team will continue to monitor patterns of redemption in order to spot irregularities and suspicious activity as quickly as possible.
  • The company will continue to proactively communicate to Collectors if fraud is suspected and will take action to protect their Account.
Additional steps Collectors can take to protect their AIR MILES Cash Account
  • For extra protection, Collectors are encouraged to "lock" their Cash Account. While Cash Accounts are locked, Collectors can continue to get Miles, but no AIR MILES Cash redemptions are possible. Collectors who choose to lock their Cash Account can unlock it quickly, prior to conducting an in-store Cash redemption by using the PIN associated with their Account via www.airmiles.ca/cashlock, the AIR MILES App, or by using our Customer Care automated phone system.
  • Collectors should ensure their email address on file at AIR MILES is up-to-date, enabling the company to send AIR MILES Cash redemption confirmations.
More Customer Service for any additional Collector questions
  • AIR MILES added 30 additional Customer Care Agents and another 30 agents will be added as of Wednesday, April 5th to support Collectors with these changes.
  • As previously announced, the company introduced 24/7 customer support through its Facebook and Twitter social media accounts.
Glad to see this option return so quickly and we are also very happy to see the additional steps brought in by the AIR MILES program to ensure the safety of their member's miles.

Two big take away points from above:

"To access Collector Cash and Dream balances on www.airmiles.ca, Collectors must log in to their Account using their Personal Information Number (PIN)."

Finally! Can't say 100% we were the reason behind this but we addressed this as the biggest issue in our media interviews two weeks ago and in our post on the halting of Cash Redemptions. To quote ourselves:
"And I hope, really hope that AIR MILES does away with the simple input a number and get your balance on their website, make all users type in their PIN before showing the account is valid and has a balance."
This made it very easy for potential thieves to input random collector numbers into the website and see who had big enough cash balances for them to go to a store to redeem them.

"For extra protection, Collectors are encouraged to "lock" their Cash Account. While Cash Accounts are locked, Collectors can continue to get Miles, but no AIR MILES Cash redemptions are possible."

This is a nice feature for collectors, now before heading out to a merchant you can unlock your cash account so that you can redeem and then lock it again afterwards.  Might be a bit of a pain to do this each time but at least you know that your Cash account should be safe

World of Hyatt: Double Points on all stays Worldwide starting with your 2nd stay

This is the first systemwide offer for the new World of Hyatt program. If you're a member chances are you have already seen the email but if not here are the details. You can earn double World of Hyatt points on all Hyatt stays Worldwide starting with your second stay. Yes with your second stay, a little weak on that point from this smaller chain seeing that their competitors have been offering the same or better starting on your first stay. Thanks to FFB reader Timothy J. for the heads up.

Offer details
Earn Double World of Hyatt Points on all Hyatt stays Worldwide and participating M life Rewards destinations starting with your second stay. Register Online (Registration is required) Until Jun 30, 17

Find more World of Hyatt bonus points offers here.

Earn up to 7x Aeroplan Miles for eStore purchases until April 16

Aeroplan has launched a great new bonus for your online shopping! If you funnel your purchases through the Aeroplan eStore until April 16th you'll earn no less than 5x the regular miles normally awarded for each purchase. Of course if you hold Aeroplan status you'll earn more, Silver & Black members will each get 6x the miles while Diamond members get 7x miles.

Of course you have to ensure you triple dip on your purchases by using a points earning credit card for them such as the TD Aeroplan Visa Infinite Card to boost your Aeroplan miles but then we would recommend using a card like the Chase Marriott Rewards Premier Visa card for those retailers charging in USD since the card has no foreign transaction fee. 

Whether shopping for yourself or someone else (Mother's day is only a month away!) don't wait to get it done, you might as well do it now to score lots more miles! Visit the Aeroplan eStore today to take advantage of this offer!

We're back and there will be lots to cover!

The sun setting on LAX and Rewards Canada's Spring
Break vacation - as seen from the Air Canada Maple
Leaf lounge
 Rewards Canada is back from Spring Break and as Murphy's Law would have it, there was lots that happened while we were away! Now you can expect to be inundated with posts and more covering the news from last week while keeping up with anything new that will happen as well!

Here is just a little what you can expect us to cover over the next few days:

  • WestJet and Delta Airlines enhanced frequent flyer partnership
  • Podcast episode 21 - our 2nd interview episode!
  • Tangerine Card devaluation
  • a new IHG promotion
  • World of Hyatt promotion
  • Aeroplan eStore bonus
  • Aeroplan launching Payless car rental
  • a new Rewards Canada partnership
  • and much more of course

Tuesday, March 28, 2017

Hainan Airlines Fortune Wings Status Match Challenge - Airline and Credit Card Elite status matching!


Hainan Airlines and Hong Kong Airlines Fortune Wings have brought back their elite status match challenge that we saw in 2016. You will need to complete flights on Hainan Airlines (or any of their subsidiary airlines) or even Alaska Airlines to earn status faster than if you don't take part in the challenge. What is interesting, is that you may not have to hold status with another airline but hold 'status' with a credit card. How that works exactly is unknown, if you have a Platinum, Infinite, World Elite, Signature credit card does that mean your eligible? It does appear that way! Or does it mean airline status you've earned via a credit card? The terms don't clarify this. The Alaska Airlines component is awesome which means you don't even have to set foot in China, you could funnel your Alaska Airlines flights to Fortune Wings for this challenge.

Anyways you'll need to email Fortune Wings stating you want to do the challenge and tell them what level you want to achieve:

As you can see you'll have a little over 3 months from the day you want to start the challenge (you can specify the date) to complete the flight requirements. To compare, without the challenge you would need 50,000 points or 40 qualifying flight sectors for Gold or 30,000 points or 20 qualifying flight sectors for silver.

Offer details:
Fortune Wings Status Match Challenge - If you currently hold elite status on any other airline or airline alliance, with a platinum or higher elite credit card status on bank, you can participate in the Fortune Wings Club Elite Challenge to earn Fortune Wings Club elite (VIP) status. You will also receive a boutique gift when you complete the challenge! Full details Until Dec 31, 17

The Challenge period
Gold Level Challenge
Silver Level Challenge
100 days
12 base segments or 15,000 base points
6 base segments or 9,000 base points

Here are details on how you apply for the challenge:


Terms & Conditions:
1. A member who applies for this Challenge must have a currently valid elite status (silver or equivalent) or higher membership level on other airline/airline alliance/credit card VIP cards.
2. Members cannot start the challenge before the date of application, and the application cannot be cancelled. Members can only apply for a challenge again after the challenge period.
3. Members who have participated in the challenges in 2015 and 2016 and successfully upgraded cannot participate in the challenge this year. The members who successfully upgrade in this challenge cannot participate in it again within two years.
4. The Elite Gold challengers need to confirm whether they are willing to upgrade to the Elite Silver in case of failing the challenge during application. If yes, they will be upgraded to the Elite Silver after the challenge period in case they fail the Elite Gold challenge but are qualified for the Elite Silver challenge. Otherwise, it will be considered as failure by default and members may apply for the challenge again.
5. It is not real-time upgrade after reaching the standard. Members can enjoy their corresponding VIP privileges after the successful upgrade, and meanwhile their original membership level will become void automatically.
6. The validity of gold or silver card elite status earned in the Challenge is from the month the card was issued until the following month of the second year.. Members may keep their elite status if they achieve the qualified mileage requirement within the validity period of the elite card.
7. Elite members who upgrade via the challenge will not enjoy the Seat Upgrade Coupon when level achieved or maintained, and Points Over-draft privilege, that elite members who upgrade normally enjoy.
8. The 50% OFF domestic electronic upgrade coupon will be used only to domestic HU/CN operated flights and is valid for six months from the date it is posted into your account. Please consult hotline950717 for specific usage regulations.
9. Please check your account periodically to ensure you are credited with flights flown. Missing mileage should be claimed promptly as it will be used to determine your qualification to elite status.
10. According to this policy, only members themselves can apply for the challenge, and the recommenders cannot replace members. The materials of recommendation must be provided during the application process, which cannot be submitted afterwards. The recommenders’reward for their recommendation will be issued to them after the successful upgrade of the challengers. 

Thursday, March 23, 2017

March 23 Update: AIR MILES halts in-store Cash Miles redemptions, new Meet the Collectors interview & Chelsea Toronto Aeroplan bonuses

News, Tips & Tricks
Most of today's news has been covered in separate blog posts, see the 'Posts since our last update' section below.

We missed out a small but important program on our Expiry and Inactivity Rules of Canadian Loyalty Programs feature, Porter Airlines VIPorter! The program is now on the list with their 24 month inactivity rule.

Posts since our last update:



Canadian Bonus Offers
Air Canada / Aeroplan
- Earn up to Quadruple Aeroplan Miles when you stay at the Chelsea Hotel, Toronto. More... Until Jun 30, 17
- 1,250 Bonus Aeroplan Miles when you stay 5 nights at the Chelsea Hotel, Toronto. More... Until Jun 30, 17


Other Bonus Offers
China Southern Sky Pearl Club
- Earn up to Triple SkyPearl Kilometers when you stay at Mandarin Oriental Hotels Worldwide. More... Until Apr 30, 17

Iberia Plus
- Triple Avios when you subscribe to The Economist. More... Until Apr 30, 17

JAL Mileage Bank
- Earn up to 7,500 Bonus Mileage Bank Miles when you fly on American Airlines between Asia and the U.S.. More... Apr 1 - May 31, 17
- Earn up to Triple Mileage Bank Miles for stays at participating Hilton hotels Worldwide. More... Until Jun 30, 17

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