March 14 Update: New offer on the table for Starwood hotels, will Marriott lose out? New WestJet Routes and a couple of AIR MILES bonus

Potentially exciting news in the hotel world...

News, Tips & Tricks
Looks likes there may be a challenger in the Marriott takeover of Starwood Hotels. News has come out today that there is another offer on the table from a Chinese bidder for Starwood. It is too early to tell what will happen but if this new bid wins out we may not see the end of Starwood Preferred Guest in the next couple of years. Definitely news to watch over the next few months! (Source View from the Wing)

WestJet has announced new summer seasonal flights between Vancouver and Halfax as well as Winnipeg and Halifax. (Source WestJet)

Couple of AIR MILES bonus rewards miles coupons for ya: Rexall 40 bonus miles when you spend $30+ and Safeway/Sobeys 100 bonus miles when you spend $100+. Both are good to March 17.

Posts since our last update:

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Bonus Offers
airBaltic PINS (on FrequentFlyerBonuses.com only)
- Triple PINS at participating HERTZ locations worldwide. More... Book by Mar 21 for rentals until Apr 29, 16

American AAdvantage
- Quadruple AAdvantage Miles on rentals of compact or larger vehicles at participating Alamo locations in the United States and Canada. More... Until Dec 31, 16

Hawaiian Airlines HawaiianMiles (on FrequentFlyerBonuses.com only)
- 750 Bonus HawaiianMiles PER NIGHT for stays at the Fairmont Orchid Hawaii. More... Ongoing
- Earn up to 5,000 Bonus HawaiianMiles for stays at Prince Hotels & Resorts in Hawaii. More... Until Dec 17, 16
- 1,000 Bonus HawaiianMiles for weekend stays at participating Starwood Hotels Worldwide. More... Until Dec 31, 16
- 3,000 Bonus HawaiianMiles for stays of 3+ nights at the Turtle Bay Resort Oahu. More... Book by May 31 for stays until Dec 8, 16

Le Club accorhotels
- Triple Le Club Accorhotels Points for stays at participating Accor Resorts in Asia Pacific. More... Until Apr 30, 16

Norwegian Reward (on FrequentFlyerBonuses.com only)
- 400 Bonus CashPoints on your first Rocketmiles booking More... Book by Apr 15, 16

Oman Air Sindbad (on FrequentFlyerBonuses.com only)
- 3,000 Bonus Sindbad Miles on your first Rocketmiles booking More... Book by May 31, 16
- Double Sindbad Miles adn 4th night free for stays at participating Shangri-La Hotels Worldwide. More... Until Jun 30, 16

Preferred Hotel Group iPrefer
- Double iPrefer Points when you book the Bed & Breakfast offer at any participating Preferred Hotel Group hotels in Ireland. More... Until Dec 31, 16

Starwood Preferred Guest
- 3,000 Bonus Starpoints, free breakfast and up to 15% off for stays in Suites at participating hotels in the America's and French Polynesia. More... Book Mar 15 - 22 for stays until Sep 30, 16

Follow Rewards Canada:

Today's Bonus Offer Highlight is brought to you by:

March 11 Update: Air Transat Toronto-Calgary service, bonus miles for flights and more

News, Tips & Tricks
Air Transat will be running a one time weekly service between Toronto and Calgary/Vancouver this summer (May 26 -  Oct 31). Air Transat doesn't have its own frequent flyer program but you could choose to use a proprietary credit card program to redeem points for these flights. Read more about proprietary programs here and why they are the best option for most Canadians.

Posts since our last update:

• Current Bonus Mile Offers for flying within Canada or from Canada to the rest of the World
  Another reminder for you about the one page on the main Rewards Canada site that sees a good amount of…
• Hotel Review: Westin Ka'anapali Ocean Resort Villas - Maui
  We've reviewed this hotel before here on Rewards Canada and it continues to be our go to place in Maui.…

Bonus Offers
British Airways Executive Club
- 3,000 Bonus Avios on your first Rocketmiles booking More... Book by Mar 31, 16

IHG Rewards Club
- Earn up to 60% Bonus IHG Rewards Club Points when you buy points online. More... Until Apr 15, 16

Le Club accorhotels
- Earn up to 2,700 Bonus Le Club Accorhotels Points for stays at participating Accor Hotels in the Denmark, Finland, Norway or Sweden. More... Until Apr 30, 16

Southwest Rapid Rewards (on FrequentFlyerBonuses.com only)
- Triple Rapid Rewards Pointss for stays at participating Country Inns & Suites in the United States. More... Until May 31, 16
- Double Rapid Rewards Points for stays at La Quinta Inns and Suites in the U.S., Canada and Mexico. More... Until Jun 30, 16

TAP Portugal Victoria
- 1,000 FREE Victoria Miles when you join the TAP Portugal Victoria program. More... Until Mar 31, 16
- 50% Bonus Victora Miles for stays at Altis Hotels that includes a Sunday night. More... Until Mar 31, 16

Turkish Miles&Smiles
- Earn 25% Bonus Status Miles&Smiles Miles when you fly Turkish Airlines between Istanbul and Atlanta.More... May 16 - Oct 31, 16
- Receive a 25% Miles&Smiles discount when you redeem miles to fly Turkish Airlines between Turkey and Atlanta. More... May 16 - Oct 31, 16


Follow Rewards Canada:

Current Bonus Mile Offers for flying within Canada or from Canada to the rest of the World

Another reminder for you about the one page on the main Rewards Canada site that sees a good amount of traffic but does get overlooked a good majority of our readers who aren't aware of it or forgot about it! That page is our Route Bonus Listing.  Be sure to bookmark it right now! This page lists all the current bonuses that Canadians can earn on flights around the globe. The list presents all the actual Canadian options first such as flights within Canada or flights originating in Canada to anywhere in the World. The remainder of the listing shows systemwide bonuses next (these are offers for all flights on an airline and may include those leaving Canada) followed by the remainder of flights bonuses from around the world that Canadian's can take advantage of. The big difference between the RC version of this listing and the listing on our Global site FrequentFlyerBonuses.com is that the RC version does not list bonuses that us Canucks cannot use which are primarily offers that are only for residents of certain countries other than Canada.

Now that you have learned about the route bonus listing or have been reminded about it we thought it would be wise to post the Canadian flight portion of the list in a post on a regular basis here on the Rewards Canada blog to remind you of the bonuses that you may be able to earn on your flights! We encourage to consult this list before you book a flight anywhere in the world or even board a flight as some offers may come up after you have already booked but you can still be eligible for. If you don't check the list there is a good chance you may miss on some extra miles to be added to your account!

Here are the current bonuses for flying within or from Canada!You'll notice we got a bit lazy and didn't break out every single Air Canada route that has a bonus right now rather we left them generalized:

From/To (or Vice Versa)		Bonus Offer	Airline Program	Validity	Details
within Canada		Up to 25,000 Bonus Miles	Air Canada / Aeroplan	Register and book by Mar 15 for travel until Apr 30, 16	View
Canada	Australia	Up to 90,000 Bonus Miles	American AAdvantage	Register by May 31 for travel Feb 1 - May 31, 16	View
Canada	Caribbean	Up to 25,000 Bonus Miles	Air Canada / Aeroplan	Register and book by Mar 15 for travel until Apr 30, 16	View
Canada	Mexico	Up to 25,000 Bonus Miles	Air Canada / Aeroplan	Register and book by Mar 15 for travel until Apr 30, 16	View
Canada	U.S.	Up to 25,000 Bonus Miles	Air Canada / Aeroplan	Register and book by Mar 15 for travel until Apr 30, 16	View
Calgary	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
Calgary	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View
Calgary	Palm Springs	Up to 40 Bonus dollars	WestJet Rewards	Register and book by Mar 18 for travel Mar 5 - Apr 2, 16	View
Edmonton	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View
Halifax	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
To/from Montreal		Up to 150,000 Bonus Miles	Copa Airlines ConnectMiles	Oct 1 - Mar 31, 16	View
Montreal	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
Ottawa	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
St. John's	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
St. John's	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View
Toronto	Beijing	Up to 20,000 Bonus Miles	Hainan Fortune Wings	Until Dec 31, 16	View
Toronto	Delhi	Up to Triple Miles	Jet Airways JetPrivilege	Until Mar 31, 16	View
Toronto	Ft. Lauderdale	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Ft. Myers	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Kingston	Double Miles	Caribbean Airlines Caribbean Miles	Until Apr 30, 16	View
Toronto	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
Toronto	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View
Toronto	Mexico City	Double KMs	AeroMexico Club Premier	Until ?	View
Toronto	Miami	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Orlando	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Sarasota	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Tampa	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Toronto	Warsaw	Double Miles	MIles & More (LOT)	Until Mar 31, 16	View
Toronto	West Palm Beach	Up to 50 Bonus dollars	WestJet Rewards	Register and book by Mar 28 for travel until Apr 30, 16	View
Vancouver	Brisbane	Double Miles	Air Canada / Aeroplan	Register and book by Apr 30 for travel between Jun 1 - Dec 31	View
Vancouver	London	Double Miles	Air Canada / Aeroplan	Register & book by Apr 15 for travel until Dec 31, 16	View
Vancouver	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View
Vancouver	Taipei	3,747 Bonus Miles	China Airlines Dynasty Flyer	Until May 31, 16	View
Winnipeg	London	Double dollars	WestJet Rewards	Register and book by Apr 15 for travel May 6 - Dec 31, 16	View

Hotel Review: Westin Ka'anapali Ocean Resort Villas - Maui

We've reviewed this hotel before here on Rewards Canada and it continues to be our go to place in Maui. We love the resort, we love the fact the rooms are actual condos with full kitchens and washer/dryer, so you get the best of both worlds! A nice higher end hotel resort with the amenities of a condo. Anyways, this won't be a very long review since we've covered the hotel before but have to say it still impresses us despite some hiccups at the start of the stay.

As with our 5 previous family stays at the Westin Ka'anapali Ocean Resort Villas we booked the hotel via Maui Hawaii Vacations (MVRBO). Why? Price and benefits! Sure the stay doesn't earn Starpoints on the actual hotel rates (it does earn on any additional charges like food) but when you compare pricing to what you would have to pay it is more than worth it. Naomi at Maui Hawaii Vacations has for many years secured amazing rates for stays at the Westin Ka'anapali Ocean Resort Villas. Her rates are usually about half of what you pay with Starwood and yes you may find similar rates on VRBO rentals from Starwood Vacations owners but those stays don't get the benefits that Naomi does. With the half off rate from Maui Hawaii Vacations comes daily housekeeping (Starwood bookings do as well, owner stays via VRBO etc. do not), parking is included (typically Starwood bookings do not include this) and the resort fee is waived. Now you can see why we book it via Naomi and choose not to earn Starpoints on the hotel rates.

On to the stay! Our YYC flight on Air Canada arrived late to Maui so we didn't get to the hotel until well after midnight. At that time it appears most rooms had been checked into and we were left with a ground floor unit right near the busiest part of the pools and pool service center. We booked an Ocean View and requested a higher floor with Naomi and while many years ago before everything grew in this room may have been an ocean view, it sure didn't have that anymore. This is the view now from that room. Do you see any ocean?

The family was not happy, with our general dislike of ground room floors and of course the view. We asked the front desk if anything else was available and the only room faced onto the construction side where the new Westin Nanea is being built. We were exhausted and just wanted to sleep so we stayed in the room but in the morning a quick email to Naomi and the manager of the hotel put a plan into action. The next night the Westin still had no true ocean views available but starting on the third night of our stay they did so for the last 6 nights this was our view. Much better!

Both of the rooms we had were in Building 7 and since our last stay in the Summer of 2013 you can tell the rooms have been updated. There appears to be new carpet, new furniture, definitely new and much larger TV's and updated shower heads. As always stays here are great, the beach is fun with great snorkeling (we swam with Sea Turtles a few times) and the service is always good. Food, again great at the Ocean Pool Bar & Grill and Pailolo Bar & Grill. We didn't hit the high end Pulehu this time round. Watch for another post on our Maui Eats and Treats coming soon.

A big thanks goes out to Naomi, Angela and Cynthia for looking after us and making sure our stay was to our liking and that we enjoyed it!! Well we sure did! Thanks ladies!

If you do want to book this resort via Naomi be sure you mention this post. We don't get any referral bonuses or anything but it is always nice to let them know how you found out about them!


The Westin Ka'anapali Ocean Resort Villas
SPG Category: 6
Points required for a free night: 20,000 - 25,000 Starpoints
Cash+Points Requirement: 10,000 Starpoints + $180 per night

Links:
The Westin Ka'anapali Ocean Resort Villas
Maui Hawaii Vacations

March 10 Update: Club Carlson for Business shutting down, British Airways Flight+Hotel/Car rental deals, trio of WestJet Bonuses

News, Tips & Tricks
We received an email today that Carlson Rezidor hotels will be closing down their Club Carlson for Business Program as of March 30. After that date you will no longer earn points for your business however this does not affect the regular Club Carlson program where individuals will still earn points on all eligible stays (whether booked corporately or privately)

What this means for you and your Club Carlson for Business account:
- Your Club Carlson for Business account will no longer earn points for stays with a check out date after March 30, 2016.
- You will have 2 years to redeem points in your Club Carlson for Business accounts on your points balance held on March 31, 2016. All redemptions must be made by March 31, 2018.
- You can continue to receive your Club Carlson for Business discount through December 31, 2016 by booking via your personal booking page and using your Corporate Account ID

Posts since our last update:

• WestJet Rewards: Earn up to 50 Bonus WestJet dollars on flights between Toronto and Florida
  One more WestJet Rewards flight bonus to let you know about! On top of the Canada-London and Calgary-Palm Springs…
• Air Canada St. Patrick's Payout - Get your share of 10 million Bonus Aeroplan miles for bookings made by March 17
  We see the return of Air Canada's St. Patrick's Payout promotion today! The payout is a minimum of 500…
• WestJet Rewards: Earn up to 40 bonus dollars for flights between Calgary & Palm Springs
  At first I was surprised to see this bonus offer from WestJet but then I remembered: Alberta's economy is tanking.…

Travel Deals
British Airways' Not For Americans campaign is back where you can get up to 2 free hotel nights or 2 free car rental days when you book flight+hotel and/or flight+car packages. Find out more here

 

Bonus Offers
Aeroflot Bonus
- Double Bonus Miles for stays at participating Park Inn by Radisson hotels Worldwide. More... Until Apr 30, 16
- Double Bonus Miles for stays at Radisson Blu hotels Worldwide. More... Until Apr 30, 16
- Double Bonus Miles for stays at the Rosa Khutor resort. More... Apr 1 - 30, 16

Alaska Airlines Mileage Plan (on FrequentFlyerBonuses.com only)
- 1,000 Bonus MIleage Plan Miles with Mileage Plan dining when you spend a minimum of $30 at a participating restaurant in the first 30 days with the Sign Up and Dine Bonus. More... Until Jun 30, 16

Bangkok Airways FlyerBonus (on FrequentFlyerBonuses.com only)
- Double FlyerBonus Points for stays at Anantara Hotels Worldwide. More... Until Mar 31, 16
- Earn up to 6x FlyerBonus Points on Budget Rentals in Thailand. More... Until Jun 30, 16

British Airways Executive Club
- Earn up to 30% Bonus Avios when you buy Avios online. More... Until Mar 17, 16

Hilton HHonors
- 500 Bonus Airline Miles at participating Hilton Worldwide portfolio of hotels & resorts in Hawaii. More... Until Jun 30, 16

Starwood Preferred Guest
- 3,000 Bonus Starpoints for stays in a suite at the W Retreat Koh Samui. More... Ongoing
- 3,000 Bonus Starpoints for stays in a suite at the Le Royal Méridien Abu Dhabi  More... Ongoing

TAP Portugal Victoria
- 50% Bonus Victoria Miles for stays of up to 2 nights at an Investaçor Group hotel in the Azores. More... Until May 31 and Sep 1 - Dec 31, 16

WestJet Rewards
- Double WestJet dollars when you fly on WestJet between Canada (YYC, YEG, YYT, YVR, YWG, YYZ) and London. More... Register and book by Apr 15 for travel May 6 - Dec 31, 16
- Earn up to 40 Bonus WestJet dollars when you fly on WestJet between Calgary and Palm Springs. More... Register and book by Mar 18 for travel Mar 5 - Apr 2, 16
- Earn up to 50 Bonus WestJet dollars when you fly on WestJet between Toronto and Fort Lauderdale, Fort Myers, Miami, Orlando, Sarasota, Tampa, or West Palm Beach. More... Register and book by Mar 28 for travel until Apr 30, 16


Follow Rewards Canada:

WestJet Rewards: Earn up to 50 Bonus WestJet dollars on flights between Toronto and Florida

One more WestJet Rewards flight bonus to let you know about! On top of the Canada-London and Calgary-Palm Springs offers we brought you yesterday WestJet is also offering this bonus for flights between Toronto and Florida. Of course you can connect from other cities and still earn the bonus on the actual YYZ-Florida portion.


Offer details:
Earn up to 50 Bonus WestJet dollars when you fly on WestJet between Toronto and Fort Lauderdale, Fort Myers, Miami, Orlando, Sarasota, Tampa, or West Palm Beach. Earn 25 bonus dollars per one way flight. Register Online (Registration is required) Register and book by Mar 28 for travel until Apr 30, 16

Air Canada St. Patrick's Payout - Get your share of 10 million Bonus Aeroplan miles for bookings made by March 17

We see the return of Air Canada's St. Patrick's Payout promotion today! The payout is a minimum of 500 bonus Aeroplan miles on each booking made at aircanada.com using the promo code STPATRICK2016. The bonus can be even higher as Air Canada will dole out 10 million miles for all bookings made with that code. 10,000 people book, everyone will get 1,000 miles and so on and so forth. For complete details in English see here or en français voir ici

WestJet Rewards: Earn up to 40 bonus dollars for flights between Calgary & Palm Springs

At first I was surprised to see this bonus offer from WestJet but then I remembered: Alberta's economy is tanking. To see a bonus offer on one of WestJet's most popular sun destination routes out of YYC can only mean one thing, the route is hurting, especially since the bonus offer is for the busy Spring Break season! If you connect from another city you'll be eligible to earn the bonus on the Calgary-PSP portion.

Offer details
Earn up to 40 Bonus WestJet dollars when you fly on WestJet between Calgary and Palm Springs. Earn 20 bonus dollars per one way flight. Register Online (Registration is required) Register and book by Mar 18 for travel Mar 5 - Apr 2, 16

March 9 Update: Loyalty Program Diversification, WestJet doubles up London and more

Here is your midweek update!

News, Tips & Tricks
Last week we mentioned that Aeroplan partner Ethiopian Airlines was slated to add a 4th weekly flight between Toronto and Addis Ababa. Well it looks like that flight will not come to fruition and will remain at 3 flights per week. (Source Airlineroute.net)

Posts since our last update:

• To diversify or not to diversify - that is the question
  A question that has been asked by our readers and the media quite often is whether or not it is…
• WestJet Rewards: Double dollars on flights between Canada and London
  WestJet is responding to Air Canada's offer for Double Miles to London that launched last week with their own…

Travel Deals
Hilton HHonors members save up to 35% across Europe, Middle East and Africa in the Hilton Flash Sale with rates as low as $89.




Bonus Offers
AeroMexico Club Premier
- Triple Club Premier Points for stays at Best Western Hotels Worldwide. More... Until Mar 31, 16
- Double Club Premier Points for stays at Choice Hotels Worldwide. More...Until May 31, 16
- Earn up to Triple Club Premier Points for stays at La Quinta Inns and Suites. More... Until Mar 31, 16
- Double Club Premier Points for stays at the Fairfield Inn & Suites by Marriott Querétaro Juriquilla, Fairfield Inn & Suites by Marriott Villahermosa or the Courtyard Ciudad del Carmen. More... Until Apr 30, 16
- Double Club Premier Points for stays at NH Hotels in Mexico. More... Until Apr 30, 16
- Earn up 8,000 Bonus Club Premier Points on your first Rocketmiles booking More... Book by Mar 31, 16
- 1,000 Bonus Club Premier Points for Starwood stays in Mexico, the Caribbean and the United States. More... Until Dec 31, 16

American AAdvantage
- Double AAdvantage Miles for stays at participating Country Inns & Suites in the United States. More... Until Apr 30, 16

Binter Canarias BinterMas (on FrequentFlyerBonuses.com only)
- Double BinterMas points for stays at Barcelo Hotels in the Canary Islands. More... Until Mar 31, 16
- Double BinterMas points for stays at the Meliá Hacienda del Conde. More... Until Mar 31, 16

Hainan Airlines Fortune Wings
- Elite Status Match Challenge - Earn Silver or Gold Fortune Wings status when you hold status with another airline and complete a set amount of flights with Hainan Airlines, Grand China Airlines, Tianjin Airlines, Lucky Airlines, a, Hong Kong Airlines ,Capital Airlines, Fuzhou Airlines and/or Alaska Airlines.More... Until Dec 31, 16

Marriott Rewards
- 1,500 Bonus Rewards Points PER NIGHT for up to 4 nights at participating Marriott Hotels in Illinois, Indiana, Iowa, Kentucky or Minnesota. More... Until May 31, 16
- 1,000 Bonus Rewards Points PER NIGHT for up to 7 nights at 15 participating Marriott Hotels and Resorts in the Caribbean. More... Apr 1 - Jun 20, 16
- 3,000 Bonus Rewards Points for stays of 2 or more nights at the at Renaissance St. Petersburg Baltic Hotel or Courtyard St. Petersburg Vasilievsky. More... May 1 - 31, 16
- 2,000 Bonus Rewards Points PER NIGHT for stays at the Pittsburgh Airport Marriott. More... Until May 25, 16
- 1,000 Bonus Rewards Points for stays of 2 or more nights at 17 participating Marriott Hotels in Southern California. More... Until May 31, 16

Qatar Airways Privilege Club
- 3,000 Bonus QMiles on your first Rocketmiles booking More... Book by Mar 31, 16

United MileagePlus
- Double MileagePlus Miles for stays at participating Country Inns & Suites in the United States. More... Until Apr 30, 16

Virgin Australia Velocity (on FrequentFlyerBonuses.com only)
- Earn up to Quadruple Velocity Points for stays at over 2,800 Accor Hotels Worldwide. More... Until May 6, 16
- Double Velocity Points for every dollar you spend on accommodation at Ayers Rock Resort. More... Book by Apr 30 for stays until Jun 30, 16

Follow Rewards Canada:

To diversify or not to diversify - that is the question

A question that has been asked by our readers and the media quite often is whether or not it is wise idea to diversify your loyalty program portfolio. The primary reason behind diversifying your loyalty program portfolio is just like diversifying any financial portfolio, to minimize risk. Too often we see loyalty programs make changes to their earning or redeeming rates which amount to the program being devalued. In an ideal world the answer to question is yes, you should make the most of any and all programs that you can. But in the real world this isn't always the case or possible.

If you are a frequent traveller, a big time credit card spender or happen to travel on your parents dime and use their credit rating to obtain the best credit cards then yes you most definitely should. You are in a place where diversification can benefit you and help you avoid devaluations seen from your traditional airline and hotel reward programs, and sometimes, though rare, from proprietary credit card reward programs.

But what about the typical Canadian? You know someone who has a family with two or three kids, mortgage payments, car payments, kid's activity obligations and so on with a household income between $40,000 and $150,000? Can you diversify? Should you diversify? The answer is still yes but with many more limitations.

If you fall into this bracket like most of us do, then read on. Even if you don't fall into this bracket, read on as there are still some tips you can probably make use of.

Continue on reading the whole article on the main Rewards Canada