Sunday, December 6, 2020

OFFER EXPIRED Last day to apply - TD Cash Back Visa Infinite* Card with 10% cash back on all purchases with first year no annual fee for new cardholders

Today is the last day to apply for the current TD Cash Back Visa Infinite* Card offer of 10% cash back on all purchases made up to $2,000 in the first three months. On top of that they are waiving the first year annual not only for the primary card but also for the first additional card. This offer runs until December 6, 2020.

All told if you do spend that $2,000 in the first three months you are looking at $200 cash back and saving up to $170 in annual fees in the first year ($120 for the primary card and $50 for the first additional card). Remember if you have a TD All Inclusive bank account it also covers the annual fees on these cards as long as your bank account is active and in good standing.  


Once you have hit that $2,000 in spending or have had the card for three months your cash back earning will revert to the standard rates as follows:

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your Account
• Earn 1% in Cash Back Dollars on all other Purchases made with your Card

The accelerated earn rates of 3% is awarded on the first $15,000 spent in each those categories, so you could potentially spend $45,000 across the three and earn $1,350 in cash back rewards. Once a limit is reached in any of the categories you’ll earn 1% cash back on all purchases in that category. Unlike some of this card’s major competition where you only have access to cash back once per year the TD Cash Visa Infinite* Card lets you cash out anytime your cash back balance is $25 or more.

The card also features Out of Province Emergency Travel Medical Insurance, Trip Interruption Insurance, Flight Delay and Baggage Insurance as well as some of your across the board insurances like Purchase Security and Extended Warranty Protection.

This has been one of the best limited time welcome offers in the market and while there are others that are offering 10% cash back some of those other cards only allow you to receive your cash back once per year whereas this card allows you to redeem anytime you have a cash back rewards balance of $25. For many that can be the tipping point even if another card may earn a little more cash back as the question they will want answered is how quickly can I start using my cash back rewards and with this card it is pretty darn quick.

This is a limited time offer and only valid until December 6, 2020.

Learn more about this offer and apply for the TD Cash Back Visa Infinite* Card here. 

This offer is not available for residents of Quebec. For Quebec residents, please click here.   

The offer below is the latest offer for the card and may not reflect the discussion above

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