Top 5 Credit Card Sign Up offers for September - These cards provide some of the best value out of their welcome bonuses

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of September! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.  This month we drop to 3 cards that have no annual fee in the first year and two cards with an annual fee in the first year.

Finally some changes to this list although the top two cards haven't changed. The TD Aeroplan Visa Infinite card with its new welcome offer just increased its stranglehold on the top spot while the Marriott card remains in second. New to the list is the new offer on the NBC World Elite Mastercard  which moves it into third place and the new offer on the TD First Class Visa Infinite card gives it enough value for fourth. Rounding out the top 5 is the still great offer on the BMO AIR MILES World Elite Mastercard.

Here are our top 5 credit card sign up offers for September (in order of welcome bonus value)

TD Aeroplan Visa Infinite Card - 40,000 Miles (Apply here)

TD has come out with the best ever offer for this card and it is first year free so that means up to 35,000 of the 40,000 miles would come to you at no cost other then spending on the card. The bonus is awarded as follows: 15,000 Aeroplan Miles when you make your first Purchase with your Card + Double Aeroplan Miles on all purchases in the first three months (up to 20,000 miles) and 5,000 miles for adding an additional card ($50 fee). Depending on how you redeem those Aeroplan miles should be worth no less than $400 but more likely closer to $800 or more! In fact if you take the per mile value from our post from late July this welcome bonus would be worth $2,000 or more.
Minimum Income: $60,000 Personal or $100,000 Household

Marriott Bonvoy American Express Card - 50,000 Points (Apply here)

This is the only card on the list that has an annual fee right of the bat but the sign up bonus and other benefits more than make up for it. The 50,000 points, awarded after spending $1,500 on the card in three months are worth at least $500 in our minds which means after subtracting the annual fee you are coming out ahead by $380. In reality you can pull even more value out of the card (into four figures) as we outlined in our post A look at how The Marriott Bonvoy American Express Card provides huge value!  
Minimum Income: N/A

National Bank of Canada World Elite Mastercard - $480 Cash Back (Apply here)
This the second card on the list that has an annual fee right of the bat but the sign up bonus and other benefits more than make up for it. You will get $40 cash back for each month you spend $500 on the card in the first 12 months. This will give you $480 in rewards but then subtracting the annual fee of $150 you are coming out ahead by $330.
Minimum Income: $80,000 Personal or $150,000 Household 

TD First Class Visa Infinite Card - 90,000 Points (Apply here)
This card is offering up to 90,000 points when you apply for it along with the first year annual fee waived on the primary card. The bonus is awarded as follows: 20,000 points when you make your first Purchase with your Card + Double Points on  all purchases in the first three months (up to 60,000 points) and 10,000 points for adding an additional card ($50 fee). Those 90,000 points (less the add. card fee) translate to $310 worth of travel credits for any travel booking or $400 worth of travel for bookings made via Expedia For TD. 

Minimum Income: $60,000 Personal or $100,000 Household

BMO AIR MILES World Elite Mastercard - 3,000 Miles  (Apply here)
This almost best ever sign up bonus for an AIR MILES co-branded card continues on our Top 5 sign up list thanks to its 3,000 miles sign up bonus (worth ~$300 or more) and no annual fee in the first year!  Even if you aren't a fan of AIR MILES the fact you can get 3,000 miles and them use them as cash rewards for no cost to you should be enough to go out and get this card. Please note: new Collectors have Miles automatically deposited into their Dream Account, not their Cash account.
Minimum Income: $80,000 Personal or $150,000 Household

If you went for all these cards you ultimately could end up with anywhere from $1,700 to over $3,000 in travel value. However even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend. We don't really recommend getting all five in one month unless you know you can meet the minimum spend for them all at once, rather you'd want to pick one or two right now, perhaps another next month and so on.

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