Top 5 Credit Card Sign Up offers for September

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of September! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This is the first month in quite sometime that we have included one card with an annual and that's strictly because of the value of the sign up bonus. The other four cards have no annual fee so you can try them out at no cost and decide later on if the card is right for you.

We lose the TD First Class Visa Infinite card this month since it is no longer first year free and we bring back the Starwood Preferred Guest Credit Card from American Express into the list. The card was a mainstay on this list through 2016 and 2017 and now returns thanks to not many good first year free offers being available. Yes the SPG Card has an annual fee but the sign up bonus is worth $400 to $500 at a minimum so even with the $120 fee you are getting $280 to $380 in value.

Here are our top 5 credit card sign up offers for September (in alphabetical order)

BMO Rewards Mastercard- 20,000 Points  (Apply here)

Included in the revamped BMO Rewards program that essentially sees the program devalued the BMO Rewards Mastercard has never been on this list before. It now makes the list because it actually has a limited time sign up bonus and the card has no annual fee so these 20,000 points (worth ~$142) come to you at no charge.  10,000 points are awarded after the 1st purchase and then 10,000 more if you can hit $1,000 in spending in the first three months.

CIBC Aventura Visa Infinite - 15,000 Points (Apply Here)
The CIBC Aventura Visa Infinite card now offers a 15,000 Aventura Points sign up bonus worth up to $300 in travel depending on what type of flight you redeem for and since the annual fee of $120 (and supplementary cards are waived as well) those 15,000 points come at no cost to you. The current offer also includes a $100 travel credit if you book travel via CIBC!

HSBC World Elite Mastercard - 30,000 points (Apply here)
This offer has been extended the first of October so it remains on the list! The card has a 20,000 point welcome bonus and then awards another 10,000 points when you spend $1,000 on the card within 90 days. All of this of course with the first year annual fee being waived! Those 30,000 points are worth $150 in travel rewards. Those points can also be converted to British Airways Executive Club, Cathay Pacific Asia Miles or Singapore Airlines KrisFlyer. Also of note is this card has no Foreign Transaction Fees!

mbna Best Western Mastercard - 20,000 Points (Apply here)
The mbna Best Western Mastercard is a no annual fee card so there isn't a time limit to grab it but it is one you get now, cancel and grab again in the future. The 20,000 points is enough points to redeem for one to two nights at many Best Western hotels or you can even convert them to one of Best Western Rewards airline partners like Aeroplan or British Airways. The 20,000 points equates to 4,000 miles in most of their 20 airline partner programs.

Starwood Preferred Guest Credit Card from American Express - 50,000 Points (Apply here)
The sign up bonus for this card is 50,000 points when you spend $1,500 on the card and it is worth at least $400 when redeeming them for Marriott or Starwood Hotel stays. You can convert them to airline miles in 40+ programs and Marriott/Starwood will kick in an additional 5,000 miles when you transfer 60,000 points at a time.

If you went for all these cards you ultimately could end up with nearly $1,100 in travel credits but even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend