Top 5 Credit Card Sign Up offers for September

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of September! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for sign up rewards. In fact all of the cards on this list for September are first year free so you can try them out at no cost and decide later on if the card is right for you. All the while earning the sign up bonus which can be used to subsidize your travels!

We lose out on two big offers that ended prior to the posting of this post. The 60K offer for Best Western Mastercard concluded on August 31 and then the big bad news of the Marriott Rewards Premier Visa card being discontinued means two slots opened up for this month. One was an obvious choice, the BMO AIR MILES World Elite Mastercard since it is first year free right now and we had a few options for the other but give it to the TD First Class Travel Visa Infinite Card since it now has a limited time sign up bonus and is also first year free.
 

Here are our top 5 credit card sign up offers for September (in alphabetical order)

 

American Express Gold Rewards Card - 25,000 Points (Apply here)

A mainstay offer here on Rewards Canada and a card that really should be in everyone's wallets. The American Express Gold Rewards card has its first year fee of $150 waived and will award you 25,000 Membership Rewards points when you complete $1,500 in spending in the first three months. That 25,000 points is worth a $250 travel credit via Amex's Use Points for Purchases feature or can be converted to 25,000 Aeroplan Miles (1 Round trip Economy Award ticket within North America) or 25,000 British Airways Executive Club Avios (as much a 3 one way Economy Award tickets in North America, see this article for details.) Also see our post on how this sign up bonus can get you a free flight between Toronto and Dublin!!

 

BMO Rewards World Elite Mastercard- 20,000 Points  (Apply here)

It's been awhile since this card has graced the top 5 credit card sign up offers! 20,000 points is your sign up bonus that is worth $200 in travel and since the card is first year free right now (they bill you $150 and then rebate after several months) that means your $200 in travel is free and yes you even get the Priority Pass access and 4 lounge passes included in that first year free.

BMO AIR MILES World Elite Mastercard - 3,000 Miles  (Apply here)
The best ever sign up bonus for an AIR MILES co-branded card makes it into our Top 5 sign up list thanks to its 3,000 miles sign up bonus (worth ~$300 or more) no annual fee in the first year and a new companion ticket offer! Even you aren't a fan of AIR MILES the fact you can get 3,000 miles and them as cash rewards for no cost to you should be enough to go out and get this card

Scotiabank Gold American Express Card - 30,000 Points  (Apply here)

A very strong card in the earn category for Gas, Grocery and Dining/Entertainment purchases, the current sign up bonus for the Scotiabank Gold American Express Card is 30,000 points when you reach $750 in spending in the first three months. That 30,000 points is equal to a $300 travel credit and since this card is a book anywhere card you can book the travel how you want when you want and when the charge shows up on your account you can redeem the points against the charge. The card normally has a $99 annual fee but of course that is waived in the first year if you apply by October 31, 2017!

If you went for all these cards you ultimately could end up with over $1,250 in travel credits but even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend