Friday, April 13, 2018

Top 5 Credit Card Sign Up offers for April

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of April! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. In fact all of the cards on this list are first year free so you can try them out at no cost and decide later on if the card is right for you. All the while you earn the sign up bonus which can be used to subsidize your travels!

No change this month in the cards in this Top 5 list but you should know that this is the last month that you can get the really good RBC Avion offer. Read more about that offer here.


Here are our top 5 credit card sign up offers for April (in alphabetical order)
BMO AIR MILES World Elite Mastercard - 3,000 Miles  (Apply here)
The best ever sign up bonus for an AIR MILES co-branded card continues to be in the Top 5 sign up list thanks to its 3,000 miles sign up bonus (worth ~$300 or more) and no annual fee in the first year! Even if you aren't a fan of AIR MILES the fact you can get 3,000 miles and them use them as cash rewards for no cost to you should be enough to go out and get this card.

BMO Rewards Mastercard- 20,000 Points  (Apply here)
Included in the revamped BMO Rewards program that essentially sees the program devalued the BMO Rewards Mastercard has never been on this list before. It now makes the list because it actually has a limited time sign up bonus and the card has no annual fee so these 20,000 points (worth ~$142) come to you at no charge.  10,000 points are awarded after the 1st purchase and then 10,000 more if you can hit $1,000 in spending in the first three months.

BMO BMO Rewards World Elite Mastercard- 35,000 Points  (Apply here)
Revamped on January 15th with a reward program that is less rewards on your day to day spend the card still graces this list thanks to its sign bonus and first year free offer. The card now offer a 35,000 point sign up bonus that is worth $250 in travel and since the card is first year free right now (they bill you $150 and then rebate after several months) that means your $250 in travel is free and yes you even get the Priority Pass access and 4 lounge passes included in that first year free. 

CIBC Aventura Visa Infinite - 20,000 Points (Apply Here)
The CIBC Aventura Visa Infinite card now offers up to a 20,000 Aventura Points sign up bonus worth up to $400 in travel depending on what type of flight you redeem for and since the annual fee of $120 (and supplementary cards are waived as well) those 20,000 points come at no cost to you.

RBC Visa Infinite Avion Card - 25,000 Points (Apply here)
A card not known for straying too far from its standard sign bonus comes out huge this month with a bonus that's 10,000 points higher than normal and offers the first year free! That means you can get 25,000 RBC Rewards points at literally no cost to use towards flights via the RBC airline redemption program or convert to other programs like WestJet (it's 250 WestJet dollars!), British Airways or Cathay Pacific.

If you went for all these cards you ultimately could end up with $1,300 or so in travel credits but even if you only take on one or two you are helping your travel budget significantly at no cost other than regular credit card spend

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