Great new offer on the Scotia Momentum VISA Infinite card - 5% back for first three months & first year free

When you had two great offers for a card that ran separately over a certain time and both worked well what should you do? Combine them! Why not? That's exactly what Scotia has done with its Momentum Visa Infinite Card to help the card compete in the hot cash back market right now! They took the start of the year offer of 5% cash back on all purchases for the first three months of having the card and have now combined it with the Spring/Summer offer of having a first year annual fee waiver.

The new offer that launches today will see you earn 5% on all eligible purchases for the first three months after which you will have your usual 4%, 2% and 1% returns and with the annual fee waived in the first year it won't cost you anything to give this card a shot. This offer is valid for applications made up until Feb 28, 18

This card ranked third overall in our 2017 Top Cash Back  Credit card rankings.

Here are some details on the card:

Scotia Momentum® VISA* Infinite card

• Earn 5% cash back on everyday purchases for the first 3 months. Plus, annual fee waived for the first year.
• 4% on eligible gas station and grocery store purchases
• 2% on drug store purchases and recurring bills
• 1% cash back on all other
• VISA Infinite Complimentary Concierge Service – available 24/7
• Access to VISA Infinite Luxury Hotel Collection
• VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
• Special access to unique offers and experiences
• Rental car collision insurance
• Purchase security and extended warranty protection