Scotiabank Gold American Express Card - First Year Free with a 20,000 points sign up bonus!

The card with some very strong category earning (Gas, Grocery, Dining & Entertainment) has had the 20,000 point sign up bonus since July 1 however it had the annual fee attached. However now we see the return of the FYF with the 20,000 points if you spend $500 in the first three months! The offer of 20,000 points is worth $200 in travel and since it is first year free you essentially get that $200 for free!  This offer is valid until February 28, 2016

This card ranked third in the Travel Points Card with annual fee category in our 2015 Top Travel Rewards Credit card rankings. Here are some details on the card:

Scotiabank Gold American Express Card
20,000 Scotia Rewards bonus points,with $500 in net purchases in first three months 

4 points for every dollar spent on the card at gas stations, grocery stores and on dining and entertainment, 1 point for all other purchases with the card
No blackouts, no points expiry, no seat restrictions and no booking fees
Travel service with access to global concierge specialists
Ability to redeem points at or after booking for travel including airfare, hotel, car rental, cruise and vacation packages. Points can also be redeemed for merchandise and credits to Scotiabank investment and credit products
Highly competitive insurance benefits, such as Travel Emergency Medical (including travelers age 65+) and Rental Car Collision insurance
$99 annual fee (among the most competitive fee for a premium travel reward card currently on the market). Additional card annual fee is $29 and the interest rates are 19.99% on purchases and 21.99% on cash advances, balance transfers and Scotia Credit Card cheques.

For more details or to apply for the card please see here.

You can also read our in depth review of the card here